Best $100 Online Installment Loan App [2024]

Let’s dig into $100 online installment loans, stressing the ease and prudence that these financial instruments entail. It presents reliable, fast lending apps with unique features for easy financing.
100 online installment loan
Best $100 Online Installment Loan App [2024]
Learn the $100 online installment loans, which provide a regular payback plan. Know about the best fast loan applications that offer quick financial solutions with simple methods.
In this article

Online installment loans are a convenient financial solution, providing borrowers with a predictable repayment structure. These loans allow individuals to access a lump sum of money, which they can repay in fixed, manageable installments over a specified period.

The online application process simplifies access to funds, often requiring minimal documentation and offering quick approval. Use Beem to get instant loans online safely with 100% accuracy.

Interest rates and terms vary, providing flexibility to meet diverse financial needs. While convenient, borrowers should exercise caution, understanding the terms thoroughly, as high-interest rates can lead to increased overall repayment.

Online installment loans can be helpful when used responsibly for planned expenses or emergencies. Read further on how to get a $100 online installment loan.

Best $100 Online Installment Loan App

Instant loan apps offer unparalleled convenience, enabling users to access funds swiftly, often within minutes. The streamlined application process eliminates traditional paperwork, making borrowing efficient and hassle-free.

These apps often require minimal documentation and boast quick approval times, catering to urgent financial needs.

Additionally, they provide flexibility in loan amounts and repayment terms, empowering users to tailor loans to their specific requirements. For those seeking reliable options, here is a list of the best $100 instant loan apps, ensuring a seamless borrowing experience with reputable providers:

1. Beem – No interest and No credit check

Beem stands out among $100 online installment loan apps, offering a unique financial solution without interest or credit checks. Everdraft™, previously Line, provides instant cash advance up to $1,000 for emergencies, eliminating income restrictions and due dates. With no additional fees for late payments, Beem ensures a hassle-free borrowing experience.

Eligibility is open to anyone in the United States aged 18 and above. Beem’s proprietary algorithm considers factors like bank balances and spending habits, providing flexibility in receiving funds instantly through various channels. Beem’s commitment to no impact on credit scores makes it a reliable choice for swift, worry-free financial support.

2. Dave

Dave is a reliable $100 instant loan app, offering users an ExtraCash™ advance of up to $500 within minutes. Boasting over 5 million members, Dave has helped users avoid $2.5 billion in overdraft fees. Users control spending, budgeting, and cash deposits with the Dave Spending account, while the Goals account offers a competitive 4.00% APY for savings.

Dave’s commitment to transparency includes no hidden fees, and each account is FDIC-insured up to $250,000. Dave emerges as a comprehensive financial friend, offering quick cash solutions, savings options, and robust support.

3. Klover

Klover emerges as a game-changer among 100-dollar instant loan apps, offering users cash advances of up to $200 with zero interest or late fees. Users can access funds before their payday by signing up, connecting a bank account, and undergoing no credit checks.

Klover incentivizes financial responsibility through points earned for activities like surveys, enabling users to increase their advances or participate in daily sweepstakes. With a data privacy and security commitment, Klover uses anonymized, encrypted information, ensuring user confidence.

Financial freedom is prioritized, as Klover’s model relies on insights from user data rather than imposing high fees on customers.

4. Albert

Albert is an excellent 100-dollar instant loan app, offering cash advances up to $250 without interest or late fees. The straightforward qualification process involves setting up a direct deposit and demonstrating steady income for the past 60 days.

With a repayment schedule aligned to your next payday, Albert allows up to three cash advances per pay period. The optional Genius premium membership, priced at $96 per year, provides additional features, including investment options.

While Albert’s offering is comparable to other financial apps, users should be mindful of the automatic enrollment in the Genius free trial upon account creation.

5. Payactive

Payactiv is a top-tier 100-dollar instant loan app, pioneering the Earned Wage Access model. Offering immediate access to earned wages, users can transfer funds, pay bills, or withdraw cash at Walmart.

With a prepaid card option and fraud protection, Payactiv ensures secure transactions: innovative budgeting tools, savings insights, and financial coaching benefit user financial wellness. Payactiv allows early access to payments, up to 2 days in advance, promoting financial stability.

As a Certified B-Corp, Payactiv emphasizes social and environmental responsibility, setting it apart as a holistic solution for immediate financial needs and long-term planning.

6. 1F Cash Advance App

1F Cash Advance App emerges as a top-notch 100-dollar instant loan app, providing swift access to funds with a simple application process. The app instantly offers up to $250, ensuring a hassle-free experience with no hard credit checks.

With secure transactions, user-friendly features, and rapid approval, 1F Cash Advance stands out among cash advance apps. While it addresses short-term financial needs, users should know potential high costs and short repayment terms.

The app’s commitment to data security, convenience, and almost instant approval decisions positions it as a valuable solution for quick and convenient financial assistance.

7. 15M Finance

15M Finance App is a reliable $100 instant loan solution, offering quick access to funds with no credit check. Ideal for urgent financial needs, the app ensures swift processing and approval, making it a hassle-free option.

Catering to borrowers with bad credit, it provides a convenient application process that takes just minutes. With a focus on accessibility and affordability, the 15M Finance App emerges as a trusted source for those seeking immediate financial assistance.

Borrowers can rely on its user-friendly interface and prompt disbursement, making it a valuable choice for small-dollar emergencies.

8. Chime

Chime, known for fee-free banking, offers a revolutionary mobile app for managing checking and savings accounts. Its 4.8-star rating provides a Chime Checking Account with unique features like SpotMe® to prevent overdraft fees.

The Chime Savings Account facilitates automatic savings growth through innovative features. Pros include competitive interest rates and a mobile-friendly interface, while cons involve no physical locations and limited services.

Chime emphasizes security with encryption and instant card blocking. It’s a legitimate FDIC-insured online bank, appealing to those seeking fee-free, tech-savvy banking solutions.

9. Brigit

Brigit offers hassle-free cash advances with no credit checks or late fees. The app notifies you of potential overdrafts and automatically advances needed amounts. Express Delivery ensures fast cash access. Connect your checking account, meet eligibility criteria, and select a plan to qualify.

Members praise Brigit’s effectiveness during financial emergencies. The app also provides tools for budget management, credit building, and identity protection. Eligibility requirements include an active checking account with regular deposits.

Brigit’s scoring system evaluates bank health, spending behavior, and earnings profile. Auto Advances prevent overdrafts; funds are delivered within minutes with Express Delivery.

10. CashSpotUSA

CashSpotUSA is your go-to platform for quick and reliable access to $100 instant loans. Offering a seamless online lending experience, CashSpotUSA simplifies the process by connecting users with reputable lenders after entering their ZIP code.

Transparency is critical, ensuring clarity and security throughout the application journey. CashSpotUSA stands out in online borrowing by prioritizing user-friendliness and providing efficient and trustworthy service.

If you need immediate financial assistance, CashSpotUSA is the solution, combining convenience and reliability to meet your instant loan requirements quickly.

11. Empower

Empower is a noteworthy $100 instant loan app providing users with quick and fee-free cash advances up to $250 without the hassle of a credit check.

While the app has an $8 monthly subscription fee after a 14-day trial, the cash advances are interest-free and come with no additional charges. Empower stands out by reporting payments to credit bureaus, contributing to building credit history.

The app also introduces Empower Thrive, offering a credit line ranging from $200 to $1,000, aiding borrowers in credit building.

Despite limited cash advance amounts and the subscription fee, Empower receives positive feedback, having funded over $500 million in cash advances and earning high ratings in app stores.


In conclusion, these top $100 instant loan apps provide a swift and convenient solution for individuals needing quick financial assistance.

With streamlined application processes, minimal documentation requirements, and rapid approval, borrowers can access funds within minutes. It’s essential to carefully review terms, including interest rates, to make informed financial decisions.

Beem, Dave, Klover, Albert, Payactiv, 1F Cash Advance App, 15M Finance, Chime, Brigit, CashSpotUSA, and Empower stand out for their user-friendly interfaces, varying loan amounts, and commitment to financial transparency.

Whether addressing emergencies or planned expenses, these apps cater to diverse financial needs, ensuring a hassle-free borrowing experience for users seeking immediate relief.


How do you borrow 100 dollars instantly?

Several apps like Beem, Dave, Klover, and Albert offer quick and easy access to $100 instant loans with minimal documentation and swift approval.

What app will give me $100 without a credit check?

Beem stands out as an app that provides $100 without a credit check, ensuring accessibility to a broader range of users.

Can I get a personal loan of $100?

Various instant loan apps, such as Beem, Dave, Klover, and Albert, offer personal loans starting from $100 to address immediate financial needs.

What is a cash app’s average interest rate of 100 dollars?

Many instant loan apps, like Beem and Empower, offer interest-free cash advances for $100, providing a cost-effective solution for borrowers.

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Picture of Raman Gujral

Raman Gujral

An achievement-oriented professional, Raman has 10+ years of experience in B2B SaaS and B2C products across Fintech, Telecom, Digital Media, Social Media and Logistics domains. Defining and communicating product vision and strategy, product roadmap development, product positioning, and data analysis, he is also an expert in health insurance and personal loans content.


This page is purely informational. Beem does not provide financial, legal or accounting advice. This article has been prepared for informational purposes only. It is not intended to provide financial, legal or accounting advice and should not be relied on for the same. Please consult your own financial, legal and accounting advisors before engaging in any transactions.

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