Best Cash Advance in Wisconsin

People must be able to access funds quickly in case of unforeseen financial crises. Find the best cash advance in Wisconsin for safe and fast solutions. Several cash advance applications might help individuals in Wisconsin who need money quickly.

Highlighting their interest rates, subscription costs, cash advance limits, features, and pros and downsides, this article evaluates Brigit, Dave, Beem, MoneyLion, and Current—the top five cash advance apps in Wisconsin—in detail. You can better manage your financial demands by making an informed selection when you grasp these options.

Top 5 Cash Advance Apps in Wisconsin

Beem 

Beem stands out as a beacon of relief, prioritizing its users and eliminating the common issues associated with payday loans. For those in Wisconsin who need quick access to their funds without the burden of interest or fees, Beem’s Everdraft™ feature is a true blessing. 

Thanks to its lack of income constraints, it’s a financial lifeline accessible to all, regardless of their financial status. Beem is a super-app loan marketplace with a quick cash advance feature called Everdraft™. It connects borrowers with lenders and offers fast approvals.

Interest Rate

Beem doesn’t charge interest rates on its Everdraft™ cash advance services.

Subscription Fees

Beem requires a paid subscription to access its cash advance feature. The subscription cost can start at $0.99 monthly, but higher-tier plans are needed for larger advances.

How much can you get?

You can get an instant cash advance ranging from $10 to $1,000, with the highest amounts available on more expensive plans.

Features

• Quickly access your verified bank deposits with Everdraft™.
• Accessible without affecting your credit score; no credit checks required.
• Absolutely no interest or hidden fees.
• Payment options that are both flexible and affordable.

Pros

• Efficient: No hidden costs or interest.
• Flexible: No deadlines or income limits.
• User-Friendly: Easy to use, no credit checks required.
• Excellent Reviews: With over 20.7k ratings, it has an impressive 4.7-star rating on the App Store.

Brigit 

Brigit is a cash advance app designed to help you avoid overdraft fees. It has a transparent subscription model that includes budgeting tools and overdraft protection.

Interest Rate

Brigit charges no interest on its cash advances.

Subscription Fees

To access a cash advance, you must sign up for Brigit Plus, which costs $9.99 monthly.

How much can you get?

Brigit offers cash advances of up to $250.

Features

• Automatic cash advance when your balance is low to prevent overdraft fees.
• Credit builder tools to help improve your credit score.
• Budgeting and financial health insights.

Pros

• Helps prevent costly overdraft fees.
• Transparent pricing with a single monthly fee.
• Helps build credit with on-time repayments.

Cons

• A mandatory monthly subscription fee is required to access advances.
• The maximum cash advance limit is $250.

Dave

Dave is a popular app that makes it easy for consumers to manage their money. The ExtraCash™ feature provides quick, no-interest advances, and the app also includes budgeting tools.

Interest Rate

Dave provides no-interest cash advances.

Subscription Fees

Dave’s subscription price is only $1 per month. This fee is required to use the app’s features.

How much can you get?

Users can receive cash advances of up to $500 with no interest, making it a popular choice for anyone needing fast cash.

Features

• ExtraCash™ provides interest-free loans.
• The Dave Spending Account gives you early access to your paychecks and budgeting tools.
• It offers an optional “Express” fee for instant transfers.

Pros

• Affordable with a low monthly fee and no interest.
• Generous cash advance limit compared to many competitors.
• Provides comprehensive tools for managing finances.

Cons

• A monthly fee is required to use the service.
• You must link a bank account for verification.

MoneyLion

MoneyLion is a financial app that offers various services, including a cash advance feature called Instacash. It is a good option for those who want an all-in-one financial app.

Interest Rate

There are no interest rates for Instacash advances.

Subscription Fees

There are no fees for a standard Instacash advance if you are a MoneyLion member.

How much can you get?

You can get an advance of up to $500 through Instacash, with higher limits of up to $1,000 for users with a MoneyLion checking account and qualifying direct deposits.

Features

• Instacash offers cash advances with no credit check.
• The app also provides a banking account, investment tools, and a credit-builder loan.
• It offers an option for instant transfer for a fee.

Pros

• No interest on cash advances.
• Can access higher limits by becoming a MoneyLion customer.
• A comprehensive suite of financial tools in one app.

Cons

• The highest advances require becoming a MoneyLion customer.
• The fee for instant transfers can be as high as $8.99.

Current 

Those needing cash advances and all-encompassing financial management solutions will find Current an ideal solution. There is a free basic account with all the essentials and a premium account with extra perks like automated savings and early direct transfer. While the $200 cap on cash advances may not cover all expenses, the real-time spending insights assist consumers in keeping track of their money.

Interest Rate

Like Dave and Beem, Current does not charge interest fees on customers’ cash advances, making it a more affordable option.

Costs of Subscription

A premium account costs $4.99 monthly, but the free basic account offers many essential features.

How much can you get?

Eligible users can get up to a $200 fee-free overdraft. The limit starts at $25 and can increase with account activity.

Features

• Paychecks can be accessed up to two days early with early direct deposit.
• Provides real-time spending insights and notifications.
• Offers a separate savings account with a high APY

Pros

• Interest-Free: A frugal option that doesn’t charge you interest.
• Early Paychecks: You can get your paychecks early.
• Financial Insights: Assists with budgeting and money management.

Cons

• Loan Limit: Cash advances are limited to $100.
• Premium Fee: Premium features come with a monthly cost of $4.99.

Conclusion on Best Cash Advance in Wisconsin

When it comes to cash advance applications in Wisconsin, Beem is the best bet for price and ease of usage. Beem provides a convenient way for people who need money quickly to do so without worrying about interest, subscription fees, or rigid repayment conditions. 

You can access your verified bank deposits early using its Everdraft™ feature, which won’t affect your credit score. This program is recommended for anyone seeking to handle unexpected financial situations without incurring additional charges due to its good ratings and straightforward, no-strings-attached approach.