Nobody should have to hunt through an app for twenty minutes just to cancel a subscription. We’ve all been there with some other service: tapping through endless menus, waiting on hold, clicking “are you sure?” five times in a row. It’s exhausting, and frankly, it’s disrespectful.

Beem doesn’t work that way. If you’ve decided to cancel your Beem subscription, this post will walk you through exactly how to do it, step by step, on both the app and the website. No runaround, no hidden steps. And if you’re still on the fence, we’ll share a few honest things worth knowing before you make your final decision.

How to Cancel Your Beem Subscription Through the App

This is the quickest route for most people. The whole process takes under a minute.

Step 1: Open the Beem app and log in. 

Use your registered email address or phone number to sign in. Make sure you’re logging into the account that holds the subscription you want to cancel.

Step 2: Tap the profile icon in the top right corner. 

This is the human-shaped icon at the top right of your home screen. Tapping it opens your account settings.

Step 3: Tap “Current Plan.” 

This shows you the details of your active Beem subscription, including your plan tier and billing information.

Step 4: Tap “Manage Plan.” 

This is where you can make changes to your subscription, including upgrading, downgrading, or cancelling.

Step 5: Select “Cancel Plan” and follow the on-screen prompts. 

Beem will walk you through a short confirmation flow. Once you confirm, your cancellation is submitted. You’re done with your cancel Beem subscription journey.

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How to Cancel Your Beem Subscription Through the Website

Prefer to do it from a browser? Here’s how.

Step 1: Go to trybeem.com and log in. 

Head to trybeem.com and sign in using your registered email or phone number. Same credentials you use on the app.

Step 2: Select “Cancel Subscription” on the home page. 

Once you’re logged in, you’ll see the Cancel Subscription option on the home page. Click it.

Step 3: Click “Cancel Subscription” to confirm. 

You’ll be asked to confirm your decision. Click through to complete the cancellation. That’s all there is to it.

What Happens After You Cancel?

Once your cancellation is confirmed, here is what you can expect.

Your subscription stays active until your next billing date: You don’t lose access the moment you hit cancel. Beem keeps your plan running through the end of your current billing cycle, so you get the full value of what you’ve already paid for.

You won’t be charged for the next cycle: Beem stops billing automatically before the next period begins. There are no cancellation fees and no penalties.

Pending dues need to be cleared first: If there is an outstanding balance on your account, such as an unreturned Everdraft™ advance, you will need to settle it before the cancellation can go through. Beem will flag this during the cancellation flow if it applies to you.

Thinking About Cancelling Because of Cost?

If the monthly fee is the main concern, it is worth knowing that Beem’s Lite plan is just $1.99 a month. That still includes emergency cash access through Everdraft™, up to 5% APY on savings, up to 10% cashback at 3,000+ brands, and the ability to send money to anyone, including people without a bank account.

Downgrading instead of trying to cancel Beem subscription is an option you can take from the same Manage Plan screen. It keeps the core of your financial safety net in place at the lowest possible cost.

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What You’ll Lose When You Cancel

No pressure here. Just the honest picture so you can make a fully informed decision.

If you’re on the Plus or Pro plan, your job loss and disability protection ends when your subscription does. So does your life benefit coverage. For gig workers and shift workers who don’t have employer-provided benefits, that protection is hard to replace at a comparable price point.

Your Everdraft™ emergency cash access also ends with your plan. If something unexpected comes up after you cancel, that buffer won’t be available.

As for your credit-building history, anything already reported to Experian, Equifax, and TransUnion stays on your credit file. That work doesn’t disappear. But ongoing reporting will stop once your subscription ends.

Conclusion

Cancelling a subscription should never feel like an obstacle course. At Beem, the thinking is simple: if we’re doing our job right, you won’t want to leave. And if you do, the door should be easy to find. That’s what building trust actually looks like.

If something didn’t work the way you expected, we’d genuinely like to hear it. And if you ever decide to come back, we’ll be here.

Need more help?

If you run into any issues during the process, or if the steps look different in your version of the Beem app, Beem’s support team is ready to help. Visit help.trybeem.com to get in touch.

Frequently Asked Questions