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Raman Gujral

Senior Product Manager, Health Insurance and Personal Loans Content Expert
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An achievement-oriented professional, Raman has 10+ years of experience in B2B SaaS and B2C products across Fintech, Telecom, Digital Media, Social Media and Logistics domains. Defining and communicating product vision and strategy, product roadmap development, product positioning, and data analysis, he is also an expert in health insurance and personal loans content.

Education

Master of Science in Informatics, Delhi University

Skills

Product Management
Health Insurance and Personal Loans Content

Experience

Assistant Manager (Content)
Compare Infobase LimitedBeem, Delhivery, Bharti Airtel

Assistant Manager (Content)
Compare Infobase LimitedMeta

Assistant Manager (Content)
Compare Infobase LimitedHT Digital Streams

Articles written by Raman Gujral

Can I Get A Payday Loan After Filing Chapter 7

This article will talk about the meaning of Chapter 7 Bankruptcy, the impact of bankruptcy when applying for payday loans and the implications of such loans on your financial health.

What Do You Need for a Payday Loan

One of the primary requirements for obtaining a payday loan is proof of income. Beem takes you through the other requirements you need to fulfill before obtaining one.
Loans Like Affirm

Loans Like Affirm

Discover a world of handy payment options with 12 alternatives to Affirm, each with distinct features and perks targeted to your specific financial circumstances. Explore the best 12 alternatives to Affirm!
Loans Like 605 Lending

Loans Like 605 Lending

Compare five prominent lending providers to 605 Lending, all offering ease, accessibility, and user-friendly experiences for your financial requirements. In this blog, we uncover five popular loan services and top lenders for bad credit that mirror the convenience and accessibility of 605 Lending.
Loans Like ZocaLoans

8 Loans Like ZocaLoans you can try in 2024

Borrowers frequently turn to Zocaloans for quick cash despite the risk of getting into a debt trap. With possibilities ranging from personal loans to salary advances, let's review them below.
Loans Like Minto Money Loans 

Loans Like Minto Money

In today's fast-paced world, unexpected financial situations require quick action. Individuals with weak credit frequently need help from traditional lenders, necessitating alternatives such as Minto Money Loans.
Loans Like Big Star Credit

Loans Like Big Star Credit

Consider alternatives to Big Star Credit, such as Beem, MoneyLion, OppLoans, etc., which provide various loan options and flexible payback periods to people with less-than-perfect credit ratings. Let's examine the specifics to identify the best answer for your financial situation.
Why Would a Personal Loan Be Declined?

Why Would a Personal Loan Be Declined?

Let's explore the causes of personal loan rejection. Continue reading to gain crucial ideas and methods for your financial future.
Do personal loans verify income

Do Personal Loans Verify Income?

Curious about personal loans and income verification? Let's examine why lenders ask for your financial information and how it affects your loan application process. Read on to know more!
Can I get a payday loan from another state

Can I Get A Payday Loan From Another State

Predatory lending practices and scams exist in the payday loan industry, which is why you should research lenders thoroughly. Borrowers may also face overdraft fees if repayment funds are unavailable in their bank account.
Online payday loans in Louisiana

Online Payday Loans In Louisiana [2024]

In this blog, we dive deep into some of the best online payday loans in Louisiana.
cash advance for unemployed

Cash Advance For Unemployed Persons

Securing instant cash when unemployed may be challenging, but don't worry because, like they say today, "There's an app for that!" Let's explore the best options for cash advance for unemployed persons.
cash advance for Instacart drivers

Cash Advance for Instacart drivers

This blog explores the best options for cash advance for Instacart drivers trying to navigate a financially challenging period successfully.
cash advance apps for disability

Cash Advance Apps For Disability

When looking for the best cash advance apps for disability, one must consider factors like ease of application, loan terms and conditions, and eligibility criteria.
cash advance loans for Lyft drivers

Best Instant Cash Advance Loans for Lyft Drivers

Instant cash advance loans for Lyft drivers cater to their unique financial circumstances, addressing their need for quick cash between paychecks.
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1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.
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