Features

Essentials

Everdraft™
Get up to $1,000 for emergencies

Send Money, Pay Later™
Send money to anyone in the US

BFF - Better Financial Feed
Ger personalized financial insights

Credit Monitoring
Monitor and grow credit score

Insurance

Car-Insurance
Save up to 40% on car insurance

Job-Loss & Disability Protection
Get up to $1,000 for loss of income

Identity Theft Insurance
Insure up to $1 Million

Affordable Health Solutions
Plans starting at $2.80/month

Banking & Tax

Personal Loan
Compare and get best personal loan

High Yield Savings
Get up to 5% APY today

Tax Resources
Learn more about Federal & State taxes

Tax Calculator
Quick estimate of your tax returns

Save & Earn

Beem Health
1 month free trial on medical services

Play games & earn
Get paid to play your favourite games

Deals & Discounts
Start saving now from top brands!
Pricing

99¢/mo (Lite) New

$2.47/mo (Basic)

$5.97/mo (Plus)

$12.97/mo (Pro)

Compare all plans
About
Blog
Help

Raman Gujral

Senior Product Manager, Health Insurance and Personal Loans Content Expert

An achievement-oriented professional, Raman has 10+ years of experience in B2B SaaS and B2C products across Fintech, Telecom, Digital Media, Social Media and Logistics domains. Defining and communicating product vision and strategy, product roadmap development, product positioning, and data analysis, he is also an expert in health insurance and personal loans content.

Education

Master of Science in Informatics, Delhi University

Skills

Product Management
Health Insurance and Personal Loans Content

Experience

Assistant Manager (Content)
Compare Infobase LimitedBeem, Delhivery, Bharti Airtel

Assistant Manager (Content)
Compare Infobase LimitedMeta

Assistant Manager (Content)
Compare Infobase LimitedHT Digital Streams

Articles written by Raman Gujral

How to Get a Small Personal Loan: Best Tips | Beem

Small personal loans can be obtained from various sources, including banks, credit unions, and online lenders. But how to get a small personal loan? Read on to know more.

August 9, 2023
Raman Gujral

Loan Options for Bad Credit: Unlocking Financial Possibilities

Having bad credit does not mean the end of your financial journey. Exploring loans for bad credit, including online loans for bad credit options, can provide much-needed financial assistance.

August 8, 2023
Raman Gujral

What is a signature loan? Explained

What is a signature loan? Simply put, signature loans are unsecured personal loans that rely on the borrower’s creditworthiness. Read on to know more.

August 4, 2023
Raman Gujral

How to Spot Personal Loan Scams and Frauds: Best Tips | Beem

Many individuals believe they are immune to being cheated. But when faced with desperate circumstances and the need for urgent assistance, they often fall prey to personal loan scams.

August 4, 2023
Raman Gujral

How to Apply for a Boat Loan? An In-Depth Manual

Do you dream of setting sail on the open waters with your boat? A boat loan can be your ticket to making that dream a reality. Let’s explore how to apply for a boat loan.

August 4, 2023
Raman Gujral

What to Do if You’re a Victim of a Loan Scam? Best Solutions

This blog explores personal loan scams and frauds, how to know if you’ve been scammed, circumstances, and the related consequences on one’s life.

August 3, 2023
Raman Gujral

Co-signer vs Co-borrower: What’s Best for You

Co-signer vs co-borrower – which one is better depends on individual circumstances, financial goals, and the relationship between the parties involved. Read on to understand more.

August 3, 2023
Raman Gujral

Where to Get a Personal Loan With Bad Credit: A Self Guide

Applying for a personal loan with bad credit may be frustrating as a limited number of lenders offer to lend money at a higher interest rate. Here are some tips on where to get a personal loan with bad credit.

August 2, 2023
Raman Gujral

What Are Personal Installment Loans: A Complete Overview

In this article, we will dive into the details of personal installment loans, exploring their benefits, differences from personal loans, and how to apply for them.

August 1, 2023
Raman Gujral

Business Loans Vs Personal Loans: Which Is Better?

When choosing between business loans vs personal loans, selecting the appropriate option requires thoughtful evaluation. Assessing the terms and interest rates associated with each loan type is essential.

July 27, 2023
Raman Gujral

Payday Loan vs Installment Loan: Best Differences

While a comparison of payday loan vs installment loan would find that both are personal loans, there are still significant differences between them.

July 27, 2023
Raman Gujral

Personal Loan vs Credit Card: Know which suits you?

When choosing between a personal loan vs credit card, several factors must be considered to make an informed decision based on individual circumstances and financial goals.

July 26, 2023
Raman Gujral

Secured vs Unsecured Personal Loans: A Complete Guide

When it comes to financing personal expenses, personal loans can be a convenient and accessible option. However, before you dive into the world of personal loans, it's essential to understand the key differences between secured vs unsecured personal loans.

July 25, 2023
Raman Gujral

How to Refinance a Personal Loan: Tips & Tricks

Refinancing a personal loan can offer several benefits that can help improve your financial situation. Let’s break down how to refinance a personal loan.

July 25, 2023
Raman Gujral

Personal Loans vs Auto Loans: Key Difference

A comparison of a Personal Loan vs. an auto Loan ultimately comes down to your needs, financial circumstances, and desires. Let's explore more about the two!

July 21, 2023
Raman Gujral

Start your #Beem journey free !

Features

Company

Resources

Popular Blogs

1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.