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Raman Gujral

Senior Product Manager, Health Insurance and Personal Loans Content Expert

An achievement-oriented professional, Raman has 10+ years of experience in B2B SaaS and B2C products across Fintech, Telecom, Digital Media, Social Media and Logistics domains. Defining and communicating product vision and strategy, product roadmap development, product positioning, and data analysis, he is also an expert in health insurance and personal loans content.

Education

Master of Science in Informatics, Delhi University

Skills

Product Management
Health Insurance and Personal Loans Content

Experience

Assistant Manager (Content)
Compare Infobase LimitedBeem, Delhivery, Bharti Airtel

Assistant Manager (Content)
Compare Infobase LimitedMeta

Assistant Manager (Content)
Compare Infobase LimitedHT Digital Streams

Articles written by Raman Gujral

Home Equity Loan vs Personal Loan : Which is Best?

The choice between a home equity loan vs personal loan mainly depends on your financial goals. Both have their considerations to weigh in on before you actually apply.

July 21, 2023
Raman Gujral

Debt Consolidation vs Personal Loans | Key Difference

When deciding between debt consolidation vs personal loans, assess your financial goals, the number and nature of your debts, and your ability to qualify for favorable loan terms. Let's explore the difference between the two in detail!

July 19, 2023
Raman Gujral

How to Find the Best Online Personal Loans in 2024

Online personal loans have revolutionized individuals’ access to financial assistance, providing modern solutions for various financial needs. Let's explore more about online personal loans in this blog!

July 18, 2023
Raman Gujral

When To Refinance A Personal Loan : Also Learn How

Refinance personal loan means a borrower replacing their current loan with a new one offering more favorable terms. Here's when and why you must refinance a personal loan.

July 17, 2023
Raman Gujral

No Credit Check Loans: Best Steps to Qualify

No credit check loan option can be magnificent for individuals struggling with credit challenges. This guide solves all your queries related to no credit check loans. Read on to know!

July 14, 2023
Raman Gujral

Where To Get A Personal Loan With Bad Credit ?

While applying for a personal loan with bad credit may be frustrating as there are a limited number of lenders. This guide will help you with the best ways to get a personal loan even if you have a bad credit.

June 13, 2023
Raman Gujral

Personal Loan Requirements to Know Before You Apply

To get a personal loan, it is essential to fulfill all requirements. In this blog, we will explore personal loans, weigh their pros and cons and discuss the decision to apply for one.

June 8, 2023
Raman Gujral

How To Get Approved For A Personal Loan: Some Easy Ways

Obtaining a personal loan can be a convenient solution for various financial needs. By understanding key factors such as interest rates, repayment plans, and credit scores, borrowers can make informed decisions to optimize the experience. Let's explore how to get approved for a personal loan!

June 6, 2023
Raman Gujral

Personal Line of Credit vs Personal Loan | A to Z Guide

Both personal lines of credit and personal loans eventually serve similar goals - to fulfill your financial need in emergencies. But what's the difference between the two? Read on to know!

May 25, 2023
Raman Gujral

How to Calculate Personal Loan Payments – Step by Step Guide

Before taking a personal loan, it is critical to know how much monthly payments you will have to make and if you budget will be able to handle the added expense. While determining the exact installment payments before taking the loan can be difficult, this guide will help you calculate loan payments every month.

May 25, 2023
Raman Gujral

Average Credit Score for Personal Loans: The Ultimate Guide

Your credit score is quite essetial when it comes to applying and qualifying for a personal loan. Lenders often evaluate your loan application to determine the interest by evaluating your credit score and debt and repayment history. Let's discuss how your average credit score can impact your chances to get a personal loan.

May 19, 2023
Raman Gujral

Personal Loan to Pay Off Debt: A Complete Guide

Paying off debt can be both expensive and exhausting, especially when you have numerous debts under different accounts every month. Using a personal loan to pay off debt can help in eliminating multiple payments in order to go down to just one payment per month.

May 18, 2023
Raman Gujral

Best Reason for Personal Loan: A Complete Explanation

If you need cash for emergencies, you can apply for a personal load for a quick fix. Here are the top reasons why people need a personal loan and how to apply for it.

May 12, 2023
Raman Gujral

Average Personal Loan Interest Rate: A Total Guide

The personal loan average rate generally range from under 6% to 36%, depending on the lender, borrower's credit score and financial situation among other factors. Read on to know how personal loan interest rates work.

May 12, 2023
Raman Gujral

How to Get A Personal Loan? Step by Step Guide

Getting a personal loan can seem like a daunting task. With so many checkpoints, it may seem hard to qualify for one. Here is our comprehensive guide on how to get a personal loan in a step-by-step format that will make the whole processs easy for you.

May 2, 2023
Raman Gujral

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1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.

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