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Salakha Sharma

Salakha is a content specialist with a mixed background in digital learning and digital media marketing. With over 7 years of industry experience under her belt, she authors content on a variety of topics including business, technology and finance. She swears by three things – coffee, the Oxford English Dictionary and simple content.

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Salakha Sharma

What is the Penalty For Not Filing Taxes?

If the IRS already owes you money and you haven’t filed a tax return yet to claim it, you should get right on it! The IRS only gives you three years to claim a tax refund.

January 13, 2023
Salakha Sharma

Six late-filing tax mistakes to avoid

You may not believe it but filing late is pretty common. In fact, extensions are the norm for many investors who never get their K-1s. There’s no shame in filing your taxes late, all you need to do is get an extension.

January 13, 2023
Salakha Sharma

Can I Contribute to Both a 401(K) And an IRA? | Beem

There are many different types of investment accounts that you can use to build your wealth, but retirement accounts such as IRAs and 401(k)s were introduced specifically to encourage people to save for retirement.

September 9, 2021
Salakha Sharma

What is 401(k) and How does it work? A Complete Guide

When you withdraw money from a 401(k) account, the IRS may lay claim to some of it. Here are the rules and information you should be familiar with if you want to avoid paying extra.

September 9, 2021
Salakha Sharma

How to Roll Over 401k to IRA: Mastering the Art

When leaving an employer for reasons other than retirement, it is important to ensure that you make informed decisions regarding your 401(k) plan.

September 9, 2021
Salakha Sharma

How Much Money to Keep In Savings Account?

When it comes to deciding how much money you should have in your savings, there is no one-size-fits-all answer. As a general rule of thumb, you should aim to have enough to cover at least three to six months’ worth of basic expenses. Exactly how much you’ll need depends on your lifestyle.

September 5, 2021
Salakha Sharma

How to Create a Savings Plan and Stick To It in 5 Easy Steps

Savings are like a financial safety net that you can rely on for unexpected and large expenses. If you’ve been thinking about how you can begin saving on a regular basis, you’ve come to the right place.

September 5, 2021
Salakha Sharma

What is a Loan? All You Need to Know About How Loans Work

Typically, you can get a loan with several types of lenders including banks, credit unions and online lenders among others.

August 25, 2021
Salakha Sharma

What is Credit Score? Here’s Why It Matters to You

Your credit score is an indication of your capability to repay new debt. If your score is 690 or above, your credit is considered to be good.

August 25, 2021
Salakha Sharma

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1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.