Back of the Yards, a vivid South Side neighborhood in Chicago, is mainly known for its character and bustling streets. While exploring this part of Chicago, car insurance coverage is essential.
It calls for finding the right insurance provider that meets your and your car’s needs and expectations. That’s why we’ve gathered a list of the top 10 car insurance providers in the Back of the Yard that cater to your requirements.
Our list is tailored to help you find the best insurance provider that suits your needs and offers the required coverage.
Best Car Insurance in Back of the Yards
| Insurance Provider | Key Features | Coverage Options | Competitive Edge | Customer Service & Accessibility |
|---|---|---|---|---|
| Beem | Multiple coverage needs, legal compliance, personalized insurance quotes | Basic liability, comprehensive, and more | Personalized quotes, legal compliance, comprehensive financial services | Easy communication online/offline, emergency helpline |
| Northwest Insurance Network | Over 50 years of experience, comprehensive coverage | Comprehensive auto insurance | Competitive rates, extensive experience | Not specified |
| Ameri-Mex Insurance Agency | Specializes in Auto, SR-22, Property, and Business Insurance | Diverse coverage options | Fluent in English and Spanish, personalized assistance | Excellent customer service, welcoming environment |
| Oxford Auto Insurance | High-quality, low-cost insurance, policy comparison with up to 15 providers | Comprehensive auto insurance | Competitive rates in Chicago, best price and coverage | Outstanding service, policy comparison |
| United Auto Insurance | Wide range of car insurance coverage, discount options | Business, personal, leased, commercial vehicles | Multi-car discount, safe driver discount | Not specified |
| Freeway Insurance | Low-cost insurance, policies sold in all 50 states, offers SR-22 filings | Standard coverage, high-risk driver coverage | Affordable premiums, nationwide coverage | Partners with reputable companies |
| Insure on the Spot | Compares insurance from various providers, specializes in auto and SR-22 insurance | Affordable coverage options | Over 1,000,000 Chicago families served, exceptional customer service | Independent broker prioritizing consumer interests |
Beem
Beem offers cost-effective car insurance in the Back of the Yard and neighboring regions. It is an independent, fast-growing agency offering insurance on all types of vehicles, whether car, motorcycle, truck, etc.
Beem stands out from the crowd by offering multiple coverage needs and understanding the policyholder’s basic liability coverage and other coverage needs. Beem complies with all the legal requirements, ensuring the policyholder can avoid legal issues.
Beem understands the importance of quick and easy communication, especially in emergencies, so you can easily reach out to their customer services online or offline through their website or the emergency helpline number.
Northwest Insurance Network
Northwest Insurance Network is a seasoned professional car insurance provider with over 50 years of experience. Their mission is to offer you the finest coverage at the most competitive rates. Key aspects of their service include:
- Coverage: They are committed to providing comprehensive coverage to their clients.
- Competitive Rates: Their goal is to offer the best possible rates for their coverage.
You can expect a reliable and affordable car insurance experience by choosing Northwest Insurance Network.
Ameri-Mex Insurance Agency
Ameri-Mex Insurance Agency is the local hub for reliable car insurance, situated in the Back of the Yards along Ashland Avenue.
This small yet dedicated agency, affiliated with a broader insurance network, specializes in Auto, SR-22, Property, and Business Insurance, offering diverse coverage options.
With a team fluent in both English and Spanish, Ameri-Mex fosters a welcoming environment and is committed to providing excellent customer service. Whether one is a Back of the Yards resident or a visitor, Ameri-Mex is ready to offer personalized assistance for securing essential insurance coverage.
Oxford Auto Insurance
Oxford Auto Insurance provides comprehensive and affordable car insurance to ensure your financial protection while driving. Their key features include:
- High-Quality, Low-Cost Insurance: Oxford Auto Insurance offers top-notch, budget-friendly auto insurance.
- Policy Comparison: Their team compares policies tailored to your requirements with up to 15 providers, ensuring you receive the best quote possible.
- Exceptional Service: Expect outstanding service and the most competitive rates in Chicago auto insurance.
By choosing Oxford Auto Insurance, you can expect a reliable and affordable car insurance experience with the best price and coverage available in Chicago.
United Auto Insurance
United Auto Insurance offers a wide range of car insurance coverage and a variety of discount options. This mainly includes business, personal, leased, commercial, and many other vehicles.
Discounts such as insuring multiple vehicles on the same policy can earn you a multi-car discount while maintaining a good driving record for a certain period can qualify you for a safe driver discount.
Jenny Clemente – GEICO Insurance Agent
With over 85 years of experience, GEICO has been a trusted car insurance provider in the Back of the Yard. While having GEICO as your insurer, you can expect to save an average of over $500 annually on your car insurance premiums.
GEICO also offers a variety of discounts on your car insurance premiums. Whether you’re a seasoned driver or just starting, GEICO’s car insurance options and discounts can help you stay protected while saving money.
Art Santos – State Farm Insurance Agent
State Farm, a reputable insurance provider with over a century of experience, holds the most prominent auto and home insurance market share in the U.S.
They are known for their strong industry and customer service reputation, as evidenced by their high ratings in J.D. Power studies.
Young drivers can benefit from State Farm’s affordable car insurance coverage, discounts, and a telematics insurance program designed to lower costs for inexperienced drivers.
Similarly, State Farm offers a variety of coverage options, including standard car insurance, roadside assistance, rental car reimbursement, travel expenses, and rideshare insurance.
With a solid financial strength rating from AM Best and good discount opportunities for students and teens, State Farm is a reliable choice for drivers seeking comprehensive coverage and potential savings on their insurance premiums.
Freeway Insurance
Freeway Insurance Company is a broker that offers low-cost car insurance for drivers across all 50 states. They cater to individuals seeking affordable coverage, including those with poor driving records, low credit scores, or DUI history.
However, Freeway does not underwrite its insurance policies. Instead, they partner with reputable companies like Dairyland, Progressive, and Kemper Auto to provide auto insurance. Some of the benefits of working with Freeway Insurance Company include:
- Policies sold in all 50 states: Freeway offers car insurance to drivers in every state, making it a convenient option for those looking for coverage nationwide.
- Advertises affordable premiums: By partnering with various insurance providers, Freeway can offer competitive rates to their customers.
- Offers SR-22 filings for high-risk drivers: Freeway works with providers that offer standard coverage types and endorsements and SR-22 filings for high-risk drivers.
Insure on the Spot
Insure on the Spot is an independent broker that prioritizes the interests of all consumers. They compare insurance options from various providers to find the best possible policy for their clients.
With over 1,000,000 Chicago families trusting them since 1986, Insure on the Spot specializes in auto and SR-22 insurance. They offer affordable coverage options and exceptional customer service to ensure their clients are satisfied with their insurance experience.
Greg Jareczek – State Farm Insurance Agent
State Farm is one of the largest private passenger auto insurers, offering various insurance and financial products, all sold exclusively by State Farm agents. They stand out in two key areas:
- Customer services: State Farm is famous for providing excellent customer service. They always satisfy their customers when it’s time to take action. A company this large shockingly receives fewer complaints than any other company like theirs, which is a testament to their commitment to customer satisfaction.
- Ease of Use: State Farm offers a seamless online experience, allowing customers to make payments, start and track claims, and manage their policies through their highly-rated app. This user-friendly insurance and financial management approach makes it easy for customers to access their services and manage their accounts.
Factors to Keep in Mind While Choosing Car Insurance
But before that, here are a few key factors to keep in mind while choosing the right car insurance provider:
- Coverage requirements: Chicago drivers must ensure their car insurance policy meets the Back of the Yard’s minimum coverage requirements. They can also opt for additional coverage, such as collision coverage comprehensive coverage, rental reimbursement, emergency roadside assistance, and more.
- Discounts: Inquire about available discounts. Insurance companies often offer discounts for various factors, such as safe driving, bundling multiple policies, or having safety features in your vehicle.
- Financial security: Research the financial security of the insurance company. You want to ensure they meet their obligations and pay claims when needed. You can check their financial ratings from independent agencies to gauge their stability.
- Customer service: customer services are essential in choosing the right insurer. Make sure they are providing you with quick and fast services in need of emergencies. Check out other people’s reviews, seek recommendations, and compare them with other insurance providers.
- Additional Services: Some insurance providers offer extra services like roadside assistance or rental car coverage. Assess whether these services are essential to you and if they are included in the policy.
Conclusion
If you are looking for a great deal and low premiums, read reviews and research well before choosing your car insurer in Back of the Yards. Although many options are available, local and national agencies are available to provide auto insurance there. You can also opt for online insurance providers with good customer service and the best premium rates.
Also, check out Beem – a one-stop solution to your car insurance needs where you can compare options from the top providers. Get up to 40% off on your car insurance with Beem.
