Search

Cheapest Car Insurance in Minnesota 

From budget-conscious 20-year-olds to seasoned 70-year-olds, finding the cheapest car insurance in Minnesota is a journey shaped by individual circumstances and choices. Read on to know more.
cheapest car insurance in Minnesota
Cheapest Car Insurance in Minnesota 
Insurance costs in Minnesota vary, influenced by factors like age, driving history, and coverage type. Let’s try to find the cheapest car insurance in Minnesota.
In this article

What is the Cheapest Car Insurance in Minnesota?

Getting affordable car insurance in Minnesota is necessary, especially with the unpredictable weather, especially those harsh winters. The no-fault insurance system in Minnesota underlines how vital coverage is, especially when medical expenses can shoot up fast after an accident. And hey, with plenty of insurance providers out there, finding the best bang for your buck lets you use your money wisely for other important stuff. So, chasing down the cheapest car insurance in Minnesota is a savvy move for your wallet and peace of mind.

How We Chose the Cheapest Companies in Minnesota

To select Minnesota’s cheapest car insurance companies, thorough research and comparison are paramount. Begin by obtaining quotes from multiple insurers, considering well-known providers and local options. Examine coverage options, deductibles, and discounts offered by each company. Look for customer reviews to gauge satisfaction and service quality. Additionally, inquire about bundling options if you require multiple policies. Leverage online tools and platforms that facilitate easy comparison of quotes. Assess the insurers’ financial stability to ensure they can fulfill their obligations. By methodically evaluating these factors, you can identify Minnesota’s most affordable and reliable car insurance company that aligns with your specific needs.

Comparing car insurance quotes can help you zero in on the best deal that falls within your budget and provide the coverage you need in case of an accident. You can use Beem to find the best insurance quotes to help you make the right choice.

Cheapest Car Insurance in Minnesota

Securing cheap car insurance in Minnesota demands a strategic approach. North Star Mutual is a top choice for minimum and full coverage, offering substantial savings against the state averages. North Star Mutual consistently provides competitive rates for drivers with prior incidents or those categorized as high-risk, ensuring affordability without compromising quality. Even young drivers, often faced with higher premiums, can find reasonable options with North Star Mutual. Conducting thorough comparisons among insurers, considering individual circumstances, and exploring available discounts are vital to obtaining the most cost-effective car insurance tailored to Minnesota’s diverse driving conditions and regulatory requirements.

Minnesota Rates for Teen Drivers

Minnesota rates for teen drivers present unique challenges due to their higher risk profile. North Star Mutual stands out in the quest for affordable coverage, offering comparatively reasonable rates for both minimum and full coverage. Teenagers, typically more expensive to insure, benefit from exploring discounts and remaining on their parent’s policy for potential savings. Companies like Allstate and Amco Insurance also feature competitive rates for young drivers. Despite the inherent costliness of teen insurance, strategic choices, including maintaining a clean driving record and leveraging available discounts, can help families navigate the financial landscape of insuring young drivers in Minnesota.

Cheapest For 20-Year-Old Drivers

Navigating the car insurance maze at 20 can feel like a financial rollercoaster, but fear not! Unveiling the cheapest options in Minnesota for young drivers, Farm Bureau Financial Services takes the crown with an annual rate of $1,738, breaking down to approximately $145 per month for full coverage. If you’re on a tight budget and eyeing just the state minimum coverage, Westfield emerges as a wallet-friendly hero at $666 annually or roughly $56 monthly. For those grappling with a not-so-ideal credit score, North Star comes to the rescue with a yearly rate of $1,148, translating to around $96 monthly. Keep the pedal light, and Farm Bureau Financial Services remains your ally, offering a mere $764 annually or $64 monthly post-speeding ticket. Remember, being 20 doesn’t mean breaking the bank on car insurance – strategic choices can make your financial road trip smoother.

Cheapest Full Coverage Car Insurance In Minnesota For 20-Year-Olds

Navigating the roads in your 20s can be pricey, but some insurers offer relief. Farm Bureau Financial Services leads the pack with an annual average of $1,738, translating to approximately $145 monthly. Following closely, Secura, Auto-Owners, Travelers, and Selective also offer competitive rates, providing financial security without breaking the bank for young drivers in Minnesota.

Cheapest Minimum Coverage Car Insurance In Minnesota For 20-Year-Olds

Westfield leads the way for those who prefer minimal coverage with an annual average of $666, or around $56 per month. Other budget-friendly options include Farm Bureau Financial Services, Auto-Owners, North Star, and Travelers. These companies cater to the essential coverage needs of 20-year-olds in Minnesota, ensuring affordability without compromising on protection.

Cheapest Auto Insurance In Minnesota For 20-Year-Olds With Poor Credit

Even with poor credit, there’s hope for affordable auto insurance. North Star leads with an annual average of $1,148, or about $96 monthly. Farm Bureau Financial Services, Westfield, Farmers Union, and Allstate also provide competitive rates, offering financial relief for 20-year-olds in Minnesota dealing with credit challenges.

Cheapest Auto Insurance In Minnesota For 20-Year-Olds With One Speeding Ticket

Speeding tickets may hike rates, but Farm Bureau Financial Services offers a budget-friendly option at $764 per year, approximately $64 per month. Westfield, Western National, auto owners, and Travelers follow suit with affordable rates, ensuring that one past mistake doesn’t become a financial burden for young drivers in Minnesota.

Cheapest Auto Insurance In Minnesota For 20-Year-Olds With One At-Fault Crash

After an at-fault crash, finding affordable coverage is crucial. Westfield takes the lead with an annual average of $832, or about $69 monthly. Western National, Farm Bureau Financial Services, Auto-Owners, and Travelers also offer competitive rates, helping 20-year-olds in Minnesota bounce back without breaking the bank.

Cheapest Auto Insurance In Minnesota For 20-Year-Olds After A DUI

Recovering from a DUI requires careful consideration of insurance costs. Western National stands out with an average annual rate of $888, or about $74 monthly. Farmers Union, Westfield, Travelers, and Farm Bureau Financial Services offer affordable options, helping 20-year-olds in Minnesota navigate the aftermath of a DUI without facing excessive financial strain.

Cheapest For 30-Year-Old Drivers

Ah, the sweet spot of your 30s, where car insurance rates tend to catch a break! Let’s dive into the Minnesota insurance scene for this golden age bracket. For those craving the comfort of full coverage without draining the bank, Farm Bureau Financial Services comes in as the savior, offering a steal at $923 per year or around $77 monthly. Now, if you’re more of a minimalist seeking just the state’s minimum coverage, Farm Bureau Financial Services continues its benevolence at an astonishing $332 annually, a mere $28 monthly. For the speedsters who may have caught a radar beam, fear not – Western National provides solace at $366 per year or approximately $31 per month post-speeding ticket. Remember, your 30s aren’t just for career strides; they’re also the magic years where insurance rates might just put a little extra jingle in your pocket!

Cheapest Full Coverage Car Insurance In Minnesota For 30-Year-Olds

As you hit your 30s, insurance rates generally become more favorable. Farm Bureau Financial Services leads the way with an annual average of $923, around $77 per month. Secura, Auto-Owners, Western National, and American Family also offer competitive rates, giving 30-year-olds in Minnesota comprehensive coverage without breaking the bank.

Cheapest Minimum Coverage Car Insurance In Minnesota For 30-Year-Olds

Farm Bureau Financial Services offers a budget-friendly option for those seeking essential coverage at $332 per year or about $28 monthly. North Star, Western National, Allstate, and Auto-Owners also provide affordable minimum coverage, ensuring 30-year-olds in Minnesota can hit the road with financial peace of mind.

Cheapest Auto Insurance In Minnesota For 30-Year-Olds With Poor Credit

Even with less-than-perfect credit, affordable insurance is attainable. Secura leads the way with an annual average of $1,788, or about $149 monthly. Farm Bureau Financial Services, North Star, Nationwide, and American Family also offer competitive rates, providing financial relief for 30-year-olds in Minnesota facing credit challenges.

Cheapest Auto Insurance In Minnesota For 30-Year-Olds With One Speeding Ticket

A speeding ticket doesn’t have to lead to skyrocketing insurance rates. Western National offers a budget-friendly option at $366 per year or about $31 monthly. Farm Bureau Financial Services, North Star, Westfield, and Secura also provide affordable rates, ensuring that one momentary lapse in judgment doesn’t become a financial burden for 30-year-olds in Minnesota.

Cheapest Auto Insurance In Minnesota For 30-Year-Olds With One At-Fault Crash

Recovering from an at-fault crash requires affordable insurance options. Farm Bureau Financial Services leads the way with an annual average of $1,232, or about $103 monthly. Western National, Secura, Auto-Owners, and Travelers also offer competitive rates, helping 30-year-olds in Minnesota move forward without facing excessive financial strain.

Cheapest Auto Insurance In Minnesota For 30-Year-Olds After A DUI

Navigating insurance after a DUI demands careful consideration. Western National stands out with an average annual rate of $1,642, or about $137 monthly. Farm Bureau Financial Services, Secura, American Family, and Auto-Owners offer affordable options, helping 30-year-olds in Minnesota transition smoothly after a DUI without compromising financial stability.

Cheapest For 40-Year-Old Drivers

Ah, the fabulous forties, where life gets a tad more settled, and so do your car insurance rates! Minnesota’s insurance landscape for 40-year-olds brings some wallet-friendly options. Farm Bureau Financial Services takes the crown for full coverage, offering a sweet deal at $913 annually or around $76 monthly. For those who prefer to roll with just the essentials, Farm Bureau Financial Services remains the hero at an unbelievably low $332 per year or roughly $28 monthly. Even if you’ve had a lead foot in the past, Western National steps up with a forgiving embrace at $356 per year or about $30 per month post-speeding ticket shenanigans. Life in your forties is about balance, and these insurance rates agree, keeping things in check!

Cheapest Full Coverage Car Insurance In Minnesota For 40-Year-Olds

Entering your 40s often brings more favorable insurance rates. Farm Bureau Financial Services takes the lead, offering comprehensive coverage at an annual average of $913, translating to about $76 per month. Secura, Auto-Owners, American Family, and Western National also present competitive rates, ensuring 40-year-olds in Minnesota enjoy comprehensive protection without straining their wallets.

Cheapest Minimum Coverage Car Insurance In Minnesota For 40-Year-Olds

Farm Bureau Financial Services provides an economical choice for those seeking basic coverage at $332 per year, approximately $28 per month. North Star, Western National, Westfield, and Allstate also offer budget-friendly options, allowing 40-year-olds in Minnesota to stay insured without unnecessary financial burdens.

Cheapest Auto Insurance In Minnesota For 40-Year-Olds With Poor Credit

Even with less-than-ideal credit, affordable coverage is within reach. Secura takes the lead with an annual average of $1,669, or about $139 monthly. Farm Bureau Financial Services, Selective, North Star, and American Family also offer reasonable rates, providing financial relief for 40-year-olds in Minnesota navigating credit challenges.

Cheapest Auto Insurance In Minnesota For 40-Year-Olds With One Speeding Ticket

A speeding ticket doesn’t have to translate to exorbitant insurance costs. Western National provides a pocket-friendly choice at $356 per year, around $30 monthly. Farm Bureau Financial Services, North Star, Westfield, and Secura also present affordable options, ensuring that a single speeding incident doesn’t become a financial setback for 40-year-olds in Minnesota.

Cheapest Auto Insurance In Minnesota For 40-Year-Olds With One At-Fault Crash

Recovering from an at-fault crash requires access to affordable insurance. Farm Bureau Financial Services leads the way with an annual average of $1,218, or about $102 monthly. Secura, Western National, Auto-Owners, and Travelers also offer competitive rates, helping 40-year-olds in Minnesota move forward without facing excessive financial strain.

Cheapest Auto Insurance In Minnesota For 40-Year-Olds After A DUI

Navigating insurance post-DUI demands thoughtful consideration. Western National is an affordable option with an average annual rate of $1,592, or about $133 monthly. Farm Bureau Financial Services, Secura, American Family, and State Farm provide viable choices, helping 40-year-olds in Minnesota transition smoothly post-DUI without compromising financial stability.

Cheapest For 50-Year-Old Drivers

Cruising into your fifties not only brings wisdom but also some welcome relief on the car insurance front in Minnesota. Farm Bureau Financial Services emerges as a beacon of affordability for those clean-driving champs, offering full coverage at a mere $771 per year or around $64 monthly. Even if you’re a bit more minimalistic with just the basics, Farm Bureau Financial Services remains a wallet-friendly choice at an astonishing $272 per year or approximately $23 monthly. Experience pays off, and it certainly does in the world of auto insurance for the fifty-something crowd. So, revel in the well-earned perks of being a seasoned driver on Minnesota’s roads!

Cheapest Full Coverage Car Insurance In Minnesota For 50-Year-Olds

Reaching the 50s often brings more affordable car insurance. Farm Bureau Financial Services leads with a yearly average of $771, or about $64 monthly. Secura, Auto-Owners, Western National, and American Family also provide competitive rates, ensuring comprehensive coverage without breaking the bank for 50-year-olds in Minnesota.

Cheapest Minimum Coverage Car Insurance In Minnesota For 50-Year-Olds

For those seeking minimal coverage, Farm Bureau Financial Services offers an economical choice at $272 per year, approximately $23 per month. North Star, Western National, Westfield, and Allstate also present budget-friendly options, allowing 50-year-olds in Minnesota to maintain essential coverage affordably.

Cheapest Auto Insurance In Minnesota For 50-Year-Olds With Poor Credit

Even with a less-than-ideal credit score, affordable coverage is within reach. Farm Bureau Financial Services leads with an annual average of $1,577, or about $131 monthly. Secura, North Star, Selective, and Farmers Union also offer reasonable rates, providing financial relief for 50-year-olds in Minnesota managing credit challenges.

Cheapest Auto Insurance In Minnesota For 50-Year-Olds With One Speeding Ticket

A single speeding ticket doesn’t have to result in high insurance costs. Farm Bureau Financial Services offers a pocket-friendly choice at $306 per year, around $26 monthly. Western National, North Star, Westfield, and Secura also present affordable options, ensuring a speeding ticket doesn’t translate to a significant financial setback for 50-year-olds in Minnesota.

Cheapest Auto Insurance In Minnesota For 50-Year-Olds With One At-Fault Crash

Recovering from an at-fault crash demands access to affordable insurance. Farm Bureau Financial Services leads with an annual average of $1,028, or about $86 monthly. Western National, Secura, Auto-Owners, and Travelers also offer competitive rates, helping 50-year-olds in Minnesota navigate post-accident insurance without facing excessive financial strain.

Cheapest Auto Insurance In Minnesota For 50-Year-Olds After A DUI

Navigating insurance post-DUI requires careful consideration. Western National is an affordable option with an average annual rate of $1,438, or about $120 monthly. Farm Bureau Financial Services, American Family, Secura, and Selective provide viable choices, assisting 50-year-olds in Minnesota to transition smoothly post-DUI without compromising financial stability.

Cheapest Car Insurance in Minnesota
Cheapest Car Insurance in Minnesota  2

Cheapest For 60-Year-Old Drivers

Navigating the golden years in Minnesota comes with its perks, and one pleasant surprise is the sweet relief of auto insurance. For savvy 60-year-old drivers, Farm Bureau Financial Services is a reliable ally, offering full coverage at a pocket-friendly $770 per year or approximately $64 per month. If you embrace the essentials, even the minimum coverage doesn’t break the bank, with Farm Bureau Financial Services leading the pack at just $279 annually or around $23 monthly. The road ahead may have a few more twists, but with these insurance rates, the journey becomes a smoother, more cost-effective cruise. So, savor the drive, knowing that your experience on the road is paying off in more ways than one.

Cheapest Full Coverage Car Insurance In Minnesota For 60-Year-Olds

As drivers enter their 60s, Farm Bureau Financial Services stands out with an affordable full coverage option, averaging $770 per year or about $64 monthly. Secura, Auto-Owners, Travelers, and American Family also provide competitive rates, ensuring comprehensive coverage remains economical for 60-year-olds in Minnesota.

Cheapest Minimum Coverage Car Insurance In Minnesota For 60-Year-Olds

Maintaining minimum coverage doesn’t have to be costly. Farm Bureau Financial Services offers an economical choice at $279 per year, approximately $23 per month. North Star, Western National, Allstate, and Auto-Owners also present budget-friendly options, allowing 60-year-olds in Minnesota to meet essential coverage requirements affordably.

Cheapest Auto Insurance In Minnesota For 60-Year-Olds With Poor Credit

Even with a less-than-perfect credit score, affordable coverage is accessible. Farm Bureau Financial Services leads with an annual average of $1,577, or about $131 monthly. Secura, Farmers Union, Selective, and Chubb also offer reasonable rates, providing financial relief for 60-year-olds in Minnesota managing credit challenges.

Cheapest Auto Insurance In Minnesota For 60-Year-Olds With One Speeding Ticket

A single speeding ticket need not result in inflated insurance costs. Farm Bureau Financial Services offers a pocket-friendly choice at $314 per year, around $26 monthly. Western National, North Star, Westfield, and Secura also present affordable options, ensuring a speeding ticket doesn’t translate to significant financial strain for 60-year-olds in Minnesota.

Cheapest Auto Insurance In Minnesota For 60-Year-Olds With One At-Fault Crash

Recovering from an at-fault crash requires access to affordable insurance. Farm Bureau Financial Services leads with an annual average of $1,026, or about $86 monthly. Western National, Secura, Auto-Owners, and State Farm also provide competitive rates, helping 60-year-olds in Minnesota navigate post-accident insurance without facing excessive financial strain.

Cheapest Auto Insurance In Minnesota For 60-Year-Olds After A DUI

Dealing with insurance post-DUI demands thoughtful consideration. Western National is an affordable option with an average annual rate of $1,438, or about $120 monthly. Farm Bureau Financial Services, American Family, Secura, and State Farm provide viable choices, assisting 60-year-olds in Minnesota to transition smoothly post-DUI without compromising financial stability.

Cheapest For 70-Year-Old Drivers

As seasoned drivers gracefully tread the roads of Minnesota, finding affordable car insurance becomes a rewarding pursuit. For the wise 70-year-olds, Farm Bureau Financial Services emerges as a dependable choice, offering full coverage at a reasonable $808 per year or approximately $67 per month. Embracing the essentials without unnecessary frills, the minimum coverage remains budget-friendly; North Star leads the way at just $300 annually or around $25 monthly. These insurance rates reflect the culmination of decades of driving experience, proving that age can come with its perks. So, relish the journey with peace of mind from knowing your years of driving expertise will also save you on auto insurance.

Cheapest Full Coverage Car Insurance In Minnesota For 70-Year-Olds

Entering their 70s, drivers can find budget-friendly full coverage options. Farm Bureau Financial Services leads the pack with an average of $808 annually or approximately $67 monthly. Secura, Auto-Owners, Travelers, and American Family also provide competitive rates, ensuring comprehensive coverage remains affordable for 70-year-olds in Minnesota.

Cheapest Minimum Coverage Car Insurance In Minnesota For 70-Year-Olds

Maintaining essential coverage without breaking the bank is possible for 70-year-olds. North Star offers an economical choice at $300 per year, around $25 per month. Farm Bureau Financial Services, Western National, Allstate, and Auto-Owners also present affordable options, allowing seniors in Minnesota to meet coverage requirements without straining their budgets.

Cheapest Auto Insurance In Minnesota For 70-Year-Olds With Poor Credit

Even with less-than-perfect credit, seniors can secure affordable coverage. Farm Bureau Financial Services leads with an annual average of $1,681, or about $140 monthly. Secura, Farmers Union, North Star, and Chubb also offer reasonable rates, providing financial relief for 70-year-olds in Minnesota managing credit challenges.

Cheapest Auto Insurance In Minnesota For 70-Year-Olds With One Speeding Ticket

A single speeding ticket doesn’t have to incur significant insurance costs for seniors. North Star offers a pocket-friendly choice at $340 per year, around $28 per month. Western National, Farm Bureau Financial Services, State Farm, and Allstate also present affordable options, ensuring a speeding ticket doesn’t translate to substantial financial strain for 70-year-olds in Minnesota.

Cheapest Auto Insurance In Minnesota For 70-Year-Olds With One At-Fault Crash

Navigating insurance after an at-fault crash requires affordable options. Farm Bureau Financial Services leads with an annual average of $1,077, or about $90 monthly. Western National, Auto-Owners, Secura, and State Farm also provide competitive rates, helping 70-year-olds in Minnesota manage post-accident insurance without facing excessive financial strain.

Cheapest Auto Insurance In Minnesota For 70-Year-Olds After A DUI

Dealing with insurance post-DUI demands thoughtful consideration for seniors. Western National is an affordable option with an average annual rate of $1,574, or about $131 monthly. Farm Bureau Financial Services, American Family, State Farm, and Travelers provide viable choices, assisting 70-year-olds in Minnesota to transition smoothly post-DUI without compromising financial stability.

How Much Is Full Coverage Car Insurance in Minnesota?

Navigating the land of full coverage car insurance in Minnesota? It’s like embarking on a journey where the average cost is around $1,300 to $1,500 annually. Of course, the exact figures can change based on your driving record, the neighborhood you call home, and the vehicle you cruise in. Take a moment to waltz through quotes from different insurers, as some may offer more budget-friendly moves than others. Remember, the insurance tango involves personal factors, so while the average might be your starting beat, your unique circumstances could lead you to a different dance floor.

Average Annual Car Insurance Rates in Minnesota by Company

The performers vary across stages in Minnesota’s grand symphony of car insurance rates. On average, drivers pay between $1,300 and $1,500 annually. Yet, the ensemble isn’t uniform, with insurance virtuosos like Farm Bureau Financial Services, Secura, and Auto-Owners hitting lower notes. Factors like driving history, coverage preferences, and credit score influence each company’s melody. As you explore this insurance symphony, it’s wise to note how each player harmonizes with your unique circumstances, ensuring your coverage crescendo aligns with protection and budget harmony.

How Much Is Liability-Only Coverage Car Insurance in Minnesota?

Navigating the insurance landscape in Minnesota, those opting for liability-only coverage find a more budget-friendly melody. Stripping away the bells and whistles of comprehensive protection, this minimalist tune generally ranges between $600 and $800 annually. The stage is set for frugality, with companies like North Star and Western National offering notes that resonate with economic sensibilities. While the stripped-down performance lacks the embellishments of comprehensive coverage, it plays a crucial role for those seeking affordability without compromising on the legal tune of liability protection on Minnesota roads.

Minimum Car Insurance Requirements in Minnesota

Minnesota’s minimum car insurance requirements are like the state’s northern lakes—essential and non-negotiable. To legally navigate the Land of 10,000 Lakes, drivers must carry at least $30,000 bodily injury coverage per person, $60,000 bodily injury coverage per accident, and $10,000 property damage coverage. These financial lifebuoys ensure that you’re equipped to handle the ripples in the event of a mishap. It’s the state’s way of keeping the roads safe and drivers financially afloat, underscoring the responsibility that comes with cruising through the picturesque landscapes of the North Star State.

Tips for How to Get Cheap Car Insurance in Minnesota

Embarking on the journey to secure affordable car insurance in Minnesota? Navigate the landscape wisely with these five tips that serve as your compass to find budget-friendly coverage and unlock potential savings. From exploring diverse quotes to leveraging discounts and mastering the art of responsible driving, these strategic moves can make your insurance journey smoother and your premiums lighter. Ready to embark on the road to cost-effective coverage? Let’s navigate the lanes of insurance with confidence and savvy choices:

  1. Finding affordable car insurance in Minnesota is like uncovering hidden gems. Cast a wide net by exploring quotes from various insurers. It’s surprising how rates can differ, and your perfect policy might be just a few comparisons away.
  2. Unearth the treasure trove of discounts available. Safe driving records, bundling policies, or even being a good student can open the door to substantial savings. The more you stack, the more you save—making your insurance more budget-friendly.
  3. Raising your deductibles is a strategic move. While it means more out-of-pocket expenses in case of a claim, it can significantly lower your monthly premiums, easing the strain on your wallet.
  4. Your credit score isn’t just a number — it’s a bargaining chip for lower premiums. Maintain good credit habits; insurers often use this to determine your rates.
  5. A clean driving record isn’t just a badge of honor; it’s a ticket to lower premiums. Avoid speeding tickets and accidents, and watch your insurance costs dive. Safe driving pays off in many ways.

No-fault Insurance in Minnesota

Minnesota follows the rhythm of no-fault insurance in the dance of insurance systems. The state’s approach to car insurance is like a friendly partner—focused on ensuring everyone gets their fair share, regardless of the accident. Under the no-fault system, each driver’s insurance company takes the lead in covering their medical expenses and related costs, regardless of who’s at fault. It’s a coordinated effort to quicken the recovery tempo after a collision, emphasizing harmony over discord. In Minnesota’s driving duet, no-fault insurance is the melody that aims to keep the journey in tune.

Conclusion

In conclusion, navigating the varied terrain of car insurance in Minnesota demands a tailored approach, and these insights provide a roadmap for drivers of all ages. From budget-conscious 20-year-olds to seasoned 70-year-olds, finding the cheapest car insurance in Minnesota is a journey shaped by individual circumstances and choices. Companies like Farm Bureau Financial Services, North Star, and Western National emerge as consistent allies in this quest. Understanding the nuances of coverage options, discounts, and the impact of driving history is vital. As we wind up this comprehensive guide, drivers can confidently navigate Minnesota’s insurance landscape, balancing protection and savings. Safe travels on the roads of the North Star State!

Remember that auto insurance with Beem covers damage to your vehicle, other vehicles or property, and injuries to yourself or others. 

Discover Other States Cheapest Car Insurance in USA

Cheapest Car Insurance in CaliforniaCheapest Car Insurance in GeorgiaCheapest Car Insurance in Illinois
Cheapest Car Insurance in FloridaCheapest Car Insurance in MichiganCheap Car Insurance in Maryland
Cheapest Car Insurance in TexasCheap Car Insurance in AlabamaCheapest Car Insurance in New York
Cheap Car Insurance in New JerseyCheapest Car Insurance in ArizonaCheap Car Insurance in Arkansas
Cheapest Car Insurance in OhioCheapest Car Insurance in ColoradoCheap Car Insurance In Kansas
Cheap Car Insurance in VirginiaCheapest Car Insurance in LouisianaCheap Car Insurance in Maine
Cheapest Car Insurance In AlaskaCheapest Car Insurance In Washington DCCheapest Car Insurance In Indiana
Cheapest Car Insurance In ConnecticutCheapest Car Insurance In HawaiiCheapest Car Insurance In Iowa
Cheapest Car Insurance in DelawareCheapest Car Insurance In IdahoCheapest Car Insurance In Kentucky
Cheapest Car Insurance In MassachusettsCheapest Car Insurance In MissouriCheapest Car Insurance in Nevada
Cheapest Car Insurance in WisconsinCheapest Car Insurance in MontanaCheapest Car Insurance in New Hampshire
Cheapest Car Insurance In MississippiCheapest Car Insurance in NebraskaCheapest Car Insurance in New Mexico
Cheapest Car Insurance In North CarolinaCheapest Car Insurance in OregonCheapest Car Insurance in South Carolina
Cheapest Car Insurance in North DakotaCheapest Car Insurance in PennsylvaniaCheapest Car Insurance in South Dakota
Cheapest Car Insurance in OklahomaCheapest Car Insurance in Rhode IslandCheapest Car Insurance in Tennessee
Cheapest Car Insurance in VermontCheapest Car Insurance in Wyoming

FAQs

Is car insurance required in Minnesota?

Yes, car insurance is required in Minnesota.

Which cars are required to be insured in Minnesota?

All cars operated in Minnesota must be insured.

When should I get car insurance in Minnesota?

Car insurance should be obtained before driving any vehicle in Minnesota.

How much car insurance do I need in Minnesota?

Minnesota requires minimum coverage of $30,000 bodily injury per person, $60,000 per accident, and $10,000 property damage.

How much is car insurance in my city in Minnesota?

Car insurance rates vary by city, influenced by location, driving history, and coverage preferences.

What happens if my car is not properly insured in Minnesota?

Driving an uninsured car in Minnesota can result in fines, license suspension, and impoundment.

Is Minnesota a no-fault state?

Yes, Minnesota follows a no-fault insurance system.

Do I need uninsured motorist coverage in Minnesota?

Uninsured motorist coverage is not required in Minnesota but is recommended for added protection.

Is liability insurance required in Minnesota?

Yes, liability insurance is mandatory in Minnesota.

Does Minnesota accept digital insurance cards?

Yes, Minnesota accepts digital insurance cards as proof of coverage.

Is insurance expensive in Minnesota?

Insurance costs in Minnesota vary, influenced by factors like age, driving history, and coverage type.

What’s the average cost of car insurance in Minnesota?

The average cost of car insurance in Minnesota ranges from $1,300 to $1,500 annually, influenced by various factors.

Was this helpful?

Did you like the post or would you like to give some feedback? Let us know your opinion by clicking one of the buttons below!

👍👎
Team Beem
Team Beem
Team Beem brings you the latest in the world of personal finance to you. From tips and tricks on how to manage money to how to get cash for emergencies, Beem is your destination for all the information you need to be smart about your money.

This page is purely informational. Beem does not provide financial, legal or accounting advice. This article has been prepared for informational purposes only. It is not intended to provide financial, legal or accounting advice and should not be relied on for the same. Please consult your own financial, legal and accounting advisors before engaging in any transactions.

Related Posts
Does Car Insurance Cover Rust Damage
Does Car Insurance Cover Rust Damage?
If you use your car sparingly, your car might get damaged without even being used. Also, a slight scratch from an accident or a minor dent can cause rust. In such a scenario, you might wonder, does car insurance cover rust damage? Let's find out!
Does Car Insurance Cover Hail Damage
Does Car Insurance Cover Hail Damage?
States like Texas, Nebraska, Minnesota, Kansas, and South Dakota are often at risk of hail storms. Protecting your car from hail damage is essential in such conditions. But does car insurance cover hail damage? Let’s find out.
commercial auto insurance
Does Commercial Auto Insurance Cover Personal Use
Commercial or business auto insurance insures the cars used for your business or owned by your company. However, if the employee uses it for their personal tasks, will it still cover the costs? We'll explore all details regarding commercial auto insurance.
Does Car Insurance Cover Paint Damage
Does Car Insurance Cover Paint Damage?
Comprehensive insurance may cover damage to your vehicle due to a paint job. Let's explore whether your insurance can step in to fix those unexpected scrapes and scratches on your car's paint job.
Does Getting Your Car Towed Affect Your Insurance
Does Getting Your Car Towed Affect Your Insurance?
Having your car towed won't necessarily impact your car insurance coverage. Your insurance will only be impacted if the reason for the tow was a violation of your driving record, like a DUI. Let's read on to know more about car insurance and towing of your car.
Does Insurance Cover Car Seat Replacement After Accident
Does Insurance Cover Car Seat Replacement After Accident?
Every auto insurance company is different, and state regulations also differ for car owners. Many factors can play a role in whether or not your claim for a damaged car seat gets paid. Let's read to know more!
Features
Essentials

Get up to $1,000 for emergencies

Send money to anyone in the US

Ger personalized financial insights

Monitor and grow credit score

Get up to 20% on everyday spends

Save up to 40% on car insurance

Get up to $1,000 for loss of income

Insure up to $1 Million

Coming Soon

File federal and state taxes at low cost

Quick estimate of your tax returns

Get up to $1,000 for emergencies

Send money to anyone in the US

Save big on auto insurance - compare quotes now!

Zip Code:
Zip Code: