Loans like Plain Green

Explore a handpicked list of personal loans similar to Plain Green, such as Beem, NetCredit, Bright Lending, and more. Let’s look at their characteristics and qualifying conditions.
Loan like Plain Green
Loans like Plain Green
Discover alternative personal loan providers like Plain Green. This book provides insights into various possibilities, including Beem's personalized solutions, NetCredit's flexibility, and Bright Lending's liberal credit standards.
In this article

Exploring personal loans provides a quick financial solution, with various options like traditional bank loans, credit union loans, small-dollar installment loans, payday loans, and bad credit loans. It’s crucial to choose the right one based on your financial needs.

One such loan provider that people choose is Plain Green. This online lender specializes in unsecured installment loans ranging from $500 to $1,000, with repayment spread over several months.

However, various other options stand out among the borrowers, and we have strategically curated an extensive list of top personal loan providers similar to those offered by Plain Green. So, let’s get straight into it. 

Best Popular Loans like Plain Green

Below are the best popular personal loan options like Plain Green:

LenderLoan TypeLoan RangeEligibility CriteriaFeatures and Benefits
BeemPersonal LoansTailored solutionsIndividuals seeking personal loansVersatile funding options, user-friendly interface, robust security measures
NetCreditInstallment LoansUp to $10,000Less-than-ideal credit borrowers, specific state availabilityFlexible loan terms, potential same-day approval and funding, lower starting APRs
Bright LendingInstallment LoansUp to $2,000No minimum credit score, active checking account, verifiable incomeLenient credit requirements, installment loans, affiliation with Fort Belknap Tribe
SpotloanInstallment Loans$300 to $80018+, regular income, valid ID, checking or savings accountVariable APRs, reduced rates for returning customers, affiliation with Turtle Mountain Band of Chippewa Indians
ElasticLine of Credit$500 to $4,50018+, residency in supported state, steady income, checking accountSmall-to-medium line of credit, set fees deducted from credit line, cash advance and carried balance fees
CreditCubeInstallment Loans$200 to $5,00018+, employed or regular income, active checking account, valid contact informationLenient credit requirements, variable APRs, late fees and insufficient funds fees
Fig LoansShort-Term Loans$300 to $75018+, repayment capability, credit buildingShort-term loans, positive credit history reporting
Axis AdvanceInstallment Loans$300 to $1,000U.S. citizens employed at least 36 hours weekly, checking account/debit card, valid ID, Social Security numberNo minimum credit score, variable APRs, streamlined application process
World FinancePersonal Loans$450 to $12,000Imperfect or no credit, collateral may be requiredPersonalized loan terms, convenient online pre-approval, in-person assistance at local stores
Speedy CashVarious Loan TypesVariesCredit history, income, collateral for some loansPayday loans, title loans, personal installment loans, line of credit options, cash advance loans
Sky Trail CashInstallment Loans$100 to $1,00018+, U.S. citizens or permanent residents, verifiable incomeCredit-friendly approach, no minimum credit score, installment loans
Lakeshore LoansInstallment LoansUp to $1,50018+, direct deposit income, active checking account, valid contact informationNo minimum credit score, variable APRs, late payment and NSF fees
KashableEmployee Benefit Loan$250 to $2,500Availability through employer partnershipsExclusive financial service, credit monitoring, versatile loan options
American Web LoanInstallment Loans$300 to $2,50018+, valid Social Security number, driver’s license, verifiable income, checking accountAccessible with no or poor credit, tribal affiliation, variable APRs
DaveCash Advance AppUp to $500Recurring deposits, income historyAffordable banking options, cash advance feature, membership perks

1. Beem 

Loans like Plain Green - Beem

Beem appeals to individuals seeking personal loans, providing tailored solutions for diverse financial needs. With a focus on financial improvement, Beem offers versatile funding options for various purposes. The platform distinguishes itself through a user-friendly interface and robust security measures, providing a compelling solution for those searching for personal loans. 

By harnessing low-cost interest rates from various lenders, Beem caters to individuals from different backgrounds and professions. You can effortlessly monitor your repayment dates and expenditures while enjoying the flexibility of extending repayments up to three times.

2. NetCredit

Loans like Plain Green  Netcredit

NetCredit provides unsecured installment loans up to $10,000, catering to borrowers with less-than-ideal credit. It offers a convenient solution with flexibility in loan terms, extending up to 60 months, and the possibility of same-day approval and funding. Similar to Plain Green, NetCredit is accessible only in specific states, and potential origination fees may apply based on your location. 

Despite this, qualifying applicants benefit from lower starting and maximum APRs, helping to offset potential high borrowing costs. Pros include no minimum credit score requirement, extended loan terms, and fast funding. At the same time, cons involve potential origination fees and late fee penalties in select states, limited availability, and the absence of joint applicants or co-signers.

3. Bright Lending

Loans like Plain Green - brigit

Bright Lending offers installment loans ranging from $300 to $1,000 for new customers and up to $2,000 for eligible returning customers. What sets Bright Lending apart is its lenient credit requirements—no minimum credit score or positive credit history is needed, and the lender does not consult major credit bureaus, opting for agencies like Clarity and FactorTrust instead.

To qualify, applicants must be at least 18, maintain an active checking account, and demonstrate a verifiable, recurring source of income. Fees include:

  • A variable APR.
  • A 10% late fee for payments five or more days overdue.
  • A $30 charge for non-sufficient funds or returned payments.

Bright Lending is affiliated with the Fort Belknap Tribe in Montana. However, its service is unavailable in Arkansas, Montana, Connecticut, Massachusetts, New York, Vermont, Pennsylvania, Virginia, and West Virginia. If you are looking for a loan in these places, you can also consider apps like Brigit.

4. Spotloan

Loans like Plain Green - spotloan

Spotloan, a lending service under BlueChip Financial, specializes in offering installment loans ranging from $300 to $800, with three to ten months of repayment periods. Owned and run by the Turtle Mountain Band of Chippewa Indians, Spotloan requires applicants to be 18, possess a regular income source, maintain a correct email address and phone number, and have a running checking or savings account. 

Occasionally, a government-issued photo ID, such as a driver’s license, passport, or military ID, may be required for identity verification. Spotloan imposes a maximum APR of 490%, translating to approximately 1.34% daily interest.

Returning customers can benefit from reduced interest rates, ranging from 460% to 330%. Those with a clean payment history can even qualify for a 99% APR after their 10th loan.

5. Elastic

Loans like Plain Green - Elastic

Elastic, the online installment loan platform, presents a practical solution with its small-to-medium line of credit ranging from $500 to $4,500. The user-friendly process involves set fees deducted from the line of credit before disbursement.

In addition, cash advance and carried balance fees range from 5% to 10%. While the former is a typical borrowing cost, the latter applies if a balance persists at the payment period’s end. 

The cash advance fee depends on your billing cycle, which can be bi-monthly, semi-monthly, or monthly. Balances over $10 incur fees ranging from $5 to $350 per billing cycle. Eligibility criteria include being at least 18 years old, residing in a supported state, not covered by the Military Lending Act, and having a steady income means and a checking account.

6. CreditCube

Loans like Plain Green creditcube

CreditCube, your go-to for installment loans, offers a minimum of $200 with an attractive $500 limit for first-timers. Returning borrowers with a positive repayment history can unlock loans up to $5,000. The credit requirements are lenient, involving a potential soft credit check or consultation with agencies like Clarity, eliminating the need for a minimum credit score. 

To qualify, you must be 18 years or older, employed or possess a regular income source, maintain an active checking account, and have a valid email address and phone number.

Moreover, CreditCube APRs range from 160% to 780%, with late fees at $25 and insufficient funds fees at $25 per occurrence. Unfortunately, residents of Pennsylvania, Vermont, Connecticut, Minnesota, New York, Virginia, and West Virginia miss out on CreditCube’s offerings.

7. Fig Loans

Loans like Plain Green - Fig loans

Providing financial flexibility, Fig Loans steps in with short-term loans ranging from $300 to $750, boasting a repayment window spanning 4 to 6 months. Fig Loans is committed to borrowers’ credit journeys, reporting repayments to credit agencies to build a positive credit history.

Established in 2014 and headquartered in Houston, United States, Fig Loans has navigated the seed stage, securing a total funding of $4.73 million. In its latest funding round in December 2019, Fig Loans raised $952K, underscoring its momentum and commitment to providing accessible financial solutions.

8. Axis Advance

Loans like Plain Green - Axis Advance

You can start your financial journey with Axis Advance, offering first-time borrowers installment loans ranging from $300 to $700, while returning borrowers can access up to $1,000. In addition to its credit-friendly approach, Axis Advance doesn’t require a minimum credit score. While it checks with other bureaus to assess repayment ability, Axis Advance streamlines the process for U.S. citizens employed for at least 36 hours weekly. 

Its eligibility requirements include a checking account/debit card, a valid driver’s license or state ID, and a Social Security number. Notably, active U.S. military members are ineligible. With a variable APR ranging from about 420% to 780%, Axis Advance, affiliated with the Iipay Nation of Santa Ysabel, ensures flexibility. Many state residents must be eligible for Axis Advance loan programs, but it’s a tribe-affiliated option worth exploring for eligible borrowers.

9. World Finance

Loans like Plain Green - world finance

For over 60 years, World Finance has been a reliable online lender specializing in personal installment loans. Whether it’s unexpected expenses, auto repairs, or home improvements, interested borrowers can explore their tailored loan options. With a vast network of over 1,200 branch locations across 16 states, World Finance provides a convenient online pre-approval process, complemented by in-person assistance at local stores. 

World Finance caters to individuals with imperfect or no credit, offering personalized loan terms ranging from $450 to $12,000. Personal loans may, however, require collateral. Still, the application process is streamlined with straightforward documents like a photo ID, proof of residence, income documentation, and collateral details like a vehicle title or list of personal property.

10. Speedy Cash

Loans like Plain Green- Speedy cash

Get a head start on your finances with Speedy Cash, an online lender presenting various loan products, including payday loans, title loans, personal installment loans, line of credit options, and cash advance loans. While the convenience of online accessibility characterizes most offerings, specific products, like title loans, may require a visit to a physical storefront. 

Notably, many of these loans, excluding title loans, need to be secured, eliminating the need for collateral. The approval process hinges on factors such as credit history and income, making Speedy Cash an option even for those with less-than-perfect credit scores. Dive into the financial possibilities with Speedy Cash and navigate a range of loan products tailored to diverse needs.

11. Sky Trail Cash

Loans like Plain Green skytrailcash

Take advantage of Sky Trail Cash, offering installment loans ranging from $100 to $1,000. Its standout features include a credit-friendly approach, typically bypassing credit checks, with no minimum credit score requirement. To qualify, individuals must be at least 18, U.S. citizens or permanent residents, and possess a verifiable income spanning the past 90 days. 

A valid checking account, phone number, and email address are essential requirements. Late payments beyond ten days incur a $20 fee, and returned funds result in a $30 charge. While the lending reach extends to various states, residents of many states, including Alaska, Arkansas, Connecticut, Illinois, New Hampshire, New Jersey, and more, are only eligible for Sky Trail Cash services.

12. Lakeshore Loans

Loans like Plain Green - Lakeshore loans

Discover Lakeshore Loans, offering installment loans up to $600 for first-timers and $1,500 for return borrowers. No minimum credit score is required, making it accessible for those with no credit or bad credit.

To qualify, you must be 18, have an active checking account with direct deposit income, and provide a valid phone number and email. Lakeshore Loans, affiliated with the Lac du Flambeau Tribe in Wisconsin, features variable APRs and incurs a $30 late payment and NSF fee.

13. Kashable

Loans like Plain Green - Kashable

Mashable is an exclusive financial service accessible through employer partnerships. To leverage Kashable loans, check if your employer offers this unique benefit on Kashable’s website. Unfortunately, if your workplace still needs to jump on board, you can recommend Kashable to your HR team. Beyond loans, Kashable provides a credit monitoring service that is easily accessible with an online account. 

These versatile loans, ranging from $250 to $2,500, cater to various needs like medical expenses, car repairs, or debt repayment, with flexible terms of six to 24 months. Starting at 6% for top-tier FICO scores, interest rates reach 35.99% for those with lower scores. Available in all states except West Virginia, Kashable even extends its services to loan refinancing.

14. American Web Loan

Loans like Plain Green - American Web Loan

American Web Loan offers installment loans ranging from $300 to $2,500. Its features include the possibility of qualifying with no or poor credit.

To be eligible, individuals must be at least 18, possess a valid Social Security number, provide driver’s license information, and have verifiable income through direct deposit into a checking account in exemplary standing. Applicants should not be affiliated with the U.S. military, and no current loans or past defaults with American Web Loans are allowed. 

Operating under the tribal affiliation of the Otoe-Missouria Tribe in Oklahoma, American Web Loan discloses APRs and fees based on creditworthiness, loan amount, and repayment terms in the loan agreement. While it’s accessible to many, Arkansas, Connecticut, Georgia, New York, Vermont, and Virginia residents miss out on American Web Loan services.


Loans like Plain Green

Dave has been providing lending services as a cash advance app and an alternative banking solution since its 2017 inception. Dave aims to provide affordable banking options nationwide.

Specializing in quick cash advances (ExtraCash), these apps, including Dave, come to the rescue to help individuals steer clear of hefty overdraft fees. Dave proudly boasts of saving customers from $2.5 billion in overdraft fees. 

Users can pay a $1 monthly membership fee to unlock the perks, granting access to various features, including online account management. The cash advance feature allows eligible borrowers to link their bank accounts, overdrawing up to $500 during emergencies.

Dave evaluates eligibility based on recurring deposits, income history, spending patterns, outstanding balances, and a linked bank account’s deposit history.


To sum up, exploring loan options similar to Plain Green requires careful consideration of various factors such as interest rates, repayment terms, and eligibility criteria. While Plain Green and similar lenders may provide quick access, BO borrowers must know the associated high-interest rates. 

Additionally, exploring alternatives from traditional banks, credit unions, and online lenders allows individuals to make informed decisions based on their unique financial situations. By understanding the terms and conditions of various loan offerings, borrowers can navigate the lending landscape more effectively and choose options that best suit their needs while minimizing financial risks.


  • Are there loan lenders like Plain Green?

    Yes, other loan lenders similar to Plain Green offer comparable services. Some of those lenders include Beem, NetCredit, Bright Lending, Spotloan, Credit Clube, and more. However, it’s advisable to compare terms and rates before choosing.

  • Can you have two Plain Green loans?

    No, typically, Plain Green does not allow individuals to have two loans simultaneously. Borrowers must usually repay their existing loan before applying for a new one.

  • Does Plain Green Loans check credit?

    Yes, Plain Green Loans conducts a credit check as part of its application process. However, they consider various factors beyond credit history, like loan purpose, steady income, debt-to-income ratio, etc.

  • Do other loan lenders provide the same loans as Plain Green?

    Several other loan lenders provide loan products similar to Plain Green, offering unsecured personal loans with varying terms and interest rates. Exploring multiple options is recommended to find the most suitable one for your financial needs.

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Picture of Raman Gujral

Raman Gujral

An achievement-oriented professional, Raman has 10+ years of experience in B2B SaaS and B2C products across Fintech, Telecom, Digital Media, Social Media and Logistics domains. Defining and communicating product vision and strategy, product roadmap development, product positioning, and data analysis, he is also an expert in health insurance and personal loans content.


This page is purely informational. Beem does not provide financial, legal or accounting advice. This article has been prepared for informational purposes only. It is not intended to provide financial, legal or accounting advice and should not be relied on for the same. Please consult your own financial, legal and accounting advisors before engaging in any transactions.

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