How Can Beem Help You Set Up Your Estate Plan Securely Online?

Beem connects its members directly to GoodTrust, the leading digital estate planning platform with over 800,000 members nationwide. Through GoodTrust, Beem members can create attorney-approved wills, trusts, healthcare directives, power of attorney, and more, all valid in all 50 states. Access is included with every Beem membership plan starting at $3.99 a month.

Why Most Americans Still Do Not Have an Estate Plan

Two out of three Americans have no will. For most of them, the problem is not that they do not care about protecting their family. It is that the process has always felt like something that belongs in a lawyer’s office, involves a large upfront fee, and can be handled sometime next year when life slows down. That delay is why families end up in probate court, in guardianship disputes, and with frozen bank accounts during the worst weeks of their lives.

The cost barrier is real. A basic will and trust package through a traditional estate planning attorney typically runs $500 to $2,00,e depending on the state and complexity. 

For a working American family managing a mortgage, childcare, and monthly bills, that cost is easy to defer indefinitely. The result is that estate planning has largely remained a service for people who already have significant wealth rather than the families who arguably need it most.

What Is the Beem and GoodTrust Partnership?

In February 2026, Beem announced a partnership with GoodTrust, the leading provider of digital estate planning in the United States, with over 800,000 members nationwide. Through this partnership, all Beem members receive access to GoodTrust’s full estate planning platform as a core benefit of their membership.

Beem is America’s Wallet, an asset tokenization platform that lets its 4 million members earn, save, and pay with any asset. GoodTrust ensures those assets are protected and can be transferred across generations. Together, the two companies are building what they describe as a complete financial lifecycle: from wealth accumulation to legacy preservation. 

The stated mission is to protect $68.5 trillion in trapped American wealth by making estate planning as accessible as checking a balance.

What GoodTrust Lets You Create

Once a Beem member signs up on the GoodTrust platform, GoodTrust handles all document creation. Every document is attorney-approved, follows state-specific legal requirements, and is valid in all 50 states. Here is what the platform covers:

• Last will: Names your beneficiaries, appoints your executor, and legally nominates a guardian for minor children
• Revocable Living Trust: Avoids probate, keeps asset distribution private, and allows your successor trustee to manage the estate without court involvement
• Healthcare Directive (Living Will): Documents your medical wishes if you become incapacitated and cannot speak for yourself
• Power of Attorney: Names someone to manage your finances and legal affairs if you are unable to do so
• Guardian Designation: A formal document naming who raises your children if both parents die
• Pet Care Wishes: Documents who cares for your pets and under what conditions.
• End-of-Life Preferences: Records your funeral, memorial, and burial wishes so your family is not left guessing

All documents are unlimited and can be updated at any time through the GoodTrust platform.

Read: How to Protect Your Home and Other Assets in Estate Planning

The Secure Digital Vault: Organizing What a Will Cannot

Beyond document creation, GoodTrust provides a secure digital vault that addresses a gap most traditional estate plans miss entirely. A paper will handle physical and financial assets. It rarely addresses the full reality of modern financial life: online accounts, subscriptions, cryptocurrency, digital files with real value, and financial records scattered across dozens of platforms.

GoodTrust’s digital vault lets members organize and store important account information, financial records, and digital assets in one secure location. Members can share controlled access with a trusted family member, an executor, or anyone who may need to step in. This means the right people can find what they need without a court order and without spending weeks tracking down accounts that exist only online. 

For American households with significant digital footprints, this feature closes a real gap that no paper document can fully address.

Attorney-Approved and Valid in All 50 States

One of the most common concerns about online estate planning is whether documents actually hold up legally. Every document created through GoodTrust is attorney-approved and formatted to meet each state’s specific legal requirements. When a Beem member uses the GoodTrust platform, the system automatically applies their state’s rules to the document structure, without requiring the member to know those rules.

This matters because the validity, trust execution, and healthcare directive requirements vary by state. GoodTrust handles those differences automatically. The member answers questions about their life and their wishes. GoodTrust prepares the legally correct document based on those answers.

How Much Does It Cost Through Beem?

The pricing is one of the most significant parts of the story. Here is how it breaks down across Beem’s three membership plans:

• Basic ($3.99 per month): Includes full access to GoodTrust’s estate planning platform, unlimited attorney-approved documents valid in all 50 states
• Plus ($6.99 per month): Adds job loss protection up to $1,000, disability coverage, and a higher Everdraft cash advance limit on top of all Basic benefits.
• Pro ($13.99 per month): Adds a life benefit payout and the highest emergency cash access tier on top of all Plus benefits.

Standalone estate planning services typically charge $99 to $500 or more for a single will-and-trust package. A one-time attorney engagement for the same documents can easily reach $1,000 to $2,000. Beem’s Basic plan at $3.99 a month includes unlimited access to GoodTrust’s full platform as part of a broader financial membership with no per-document fees and no revision limits.

Read: Can You Use a Will and Trust Together for Better Estate Planning?

How to Get Started: Step by Step

The process is designed to be completed quickly and on your own time:

1. Sign up for a Beem Basic, Plus, or Pro membership at trybeem.com
2. Once your membership is active, complete the quick sign-up on the GoodTrust platform
3. Answer GoodTrust’s guided questions about your assets, beneficiaries, executor, and any dependents, including minor children.n
4. GoodTrust generates your personalized, state-specific documents
5. Review and download your completed documents from the GoodTrust platform
6. Print, sign, and witness the document in accordance with your state’s requirements. This is your responsibility, and it is what makes the documents legally valid.
7. Store originals securely and upload copies to your GoodTrust digital vault

The guided process in GoodTrust removes the blank-page problem that stops most people from starting. You are not drafting a legal document from scratch. You answer questions about your own life, and GoodTrust builds the appropriate legal structure based on your answers.

What Beem and GoodTrust Cannot Do for You?

Being direct about this builds trust. GoodTrust creates the documents. You must execute them correctly for them to be legally valid. A document that was never printed, signed in front of two qualifying adult witnesses, and properly witnessed has no legal effect, regardless of how well the document is written. GoodTrust handles the structure. The signing step is the member’s responsibility.

For complex estates, the platform is not a substitute for a dedicated attorney. If your situation involves a family business with multiple partners, an estate large enough to trigger federal or state estate taxes, a dependent with special needs requiring a specialized trust, or estranged family members likely to contest a will, an estate planning attorney remains the right resource. 

GoodTrust is built for the majority of American households whose needs are real but straightforward, and it is fully capable of serving that audience.

Read: What Is the Role of an Estate Planner and Do You Need One?

How Beem Fits Into Your Broader Financial Life

Estate planning is part of a larger financial picture, and Beem addresses multiple aspects of it within a single platform. Everdraft provides emergency cash advances to bridge the gap between payday and unexpected bills. AI-powered tools help manage spending, find better deals, and identify income opportunities. Credit-building tools report to all three bureaus. Tax filing tools serve self-employed and gig workers.

The GoodTrust estate planning integration adds the long-term protection layer to this picture. Managing daily cash flow matters. Building credit matters. But protecting what you build so it reaches your family rather than a probate court is what makes everything else count. Together, Beem and GoodTrust cover the full financial lifecycle: earn, save, protect, and pass it on.

Who Benefits Most From Beem’s Access to GoodTrust

While any adult benefits from having an estate plan in place, a few groups have the most to gain from this specific approach:

• Parents with minor children who need a guardian legally named and cannot afford to leave that question unanswered
• Gig workers and freelancers with no employer HR department walking them through benefits or estate planning options
• First-generation wealth builders who are accumulating assets for the first time need to protect them without a large legal bill.
• Married couples who want both partners fully covered under one affordable monthly plan
• Anyone who has been delaying because the process felt too expensive, too complicated, or too easy to put off until later

For all of these groups, the barrier has never been the desire to protect their family. It has been the gap between knowing they should act and having an accessible, affordable way actually to do it.

Conclusion

Estate planning has historically been expensive, confusing, and easy to defer. Beem’s partnership with GoodTrust removes all three of those barriers. Beem connects its members to GoodTrust’s full platform, where the documents are created, stored, and managed. Download the app today.

For under $4 a month, any Beem member can access legally valid wills, trusts, healthcare directives, and power of attorney through GoodTrust, store everything securely in the digital vault, and share access with the people who need it. The documents are written in plain language based on your answers. The signing takes less than an hour. The protection lasts a lifetime.

FAQs: How Can Beem Help You Set Up Your Estate Plan Securely Online?