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Devanshee Dave

Content Writer and Consultant, Financial Planning Content Specialist
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Devanshree has over 4 years of experience in financial planning writing and a master’s degree in mass communication & journalism. In her spare time, she likes to dance and learn about cosmology, astronomy and anything that can expand her knowledge from the big bang to the big crunch.

Education

PG Diploma in Mass Communication and Journalism, National Institute of Mass Communication and Journalism

Skills

Content writing
Content research
Personal finance and financial planning content expert

Experience

Finance Writer
Medium, Phronesis Partners, Meru Accounting, VAR Capital

Manager – Content
80 dB Communications

Staff Writer – Personal Finance
YourFirst.ca

Book Editor
Notion Press Media Private Limited

Articles written by Devanshee Dave

Top 5 financial gifts for your grandkids

Roth IRA is the most essential and intelligent gift that you can give to your grandchildren. If you deposit even a portion of this to a 529 college savings plan, there will be a lot less to worry about funds.

Credit score 580: Is it good or bad for you?

Delaying payments and bills can lead to a bad credit score. A score of 580 is considered a bad score. Almost 12.5% of Americans hold credit scores between 500 to 599 on the FICO.

Bad Credit and No Credit: What’s the Difference

Both bad credit and no credit have their disadvantages. It is best to have a favorable score and take actions that create a good credit history.

How to Stop Paying Bank Atm Charges

In the United States, the average charge for withdrawing money from an out-of-network ATM is $2.01. If you are in a situation where you have to give cash only then you can look out on your bank or credit union's website for a free ATM.

Mastering Debt Freedom: Top 9 Ways to Get Rid of Debt

The term getting rid of debt doesn't mean that you pay back the entire debt fastly, it means that you get rid of the higher interest rate debt and eventually reduce it. If you do not pay back your debt on time, it can diminish or reduce your credit score which will further create hindrances for you for getting more debt.
budget

Why Is A Budget Important In Day To Day Life

A budget is a comprehensive plan that aligns your spending with your goals, income, and expenses. Some people prefer to do this record keeping manually while others use a spreadsheet or budgeting applications.

Get rid of debt with a debt tracker

Unpaid debts can affect your credit score and become a hindrance in the path of acquiring loans or opening accounts. A debt tracker keeps a record of your debt; it can be in the form of a notebook, application, or spreadsheet.

How to balance needs and wants in your budget

Giving in to the caprice of buying can drain your emergency funds for extravagant wants. Wants and needs vary per person. For example, for some people a car is necessary but some people can also do it with a two-wheeler.

How to make money Easy in 5 easy steps

On Etsy, all you have to do is sign up, go to the ‘sell on Etsy’ option, fill in the required details such as name, bank account, and your shop will go online. The Etsy search bar is a tool to conduct an analysis of sales of different shops since their opening day. You can use Etsy stores to find the prices of similar products and have a look at the products in places like local stores or Amazon.

Send Money to Friends: A Complete Guide to Easy Transactions

A lot of times, it is not viable to send money to a loved one physically and that raises the need for money transfer. You need to inquire if the recipient has a checking or savings account, as transfer obligates both parties to have them at times.

How to cancel a money order

If the money order is not cashed, you can cancel it. You would be needed to fill a request form to cancel the money order. This would include the purchase date of the money order, its location, amount and the tracking ID.

Why you should set up automated bill payments

Most credit unions and banks provide the option of setting up automatic payments, though you must check for the associated charges. Setting automated bill payments helps you in improving your credit score.

How to Avoid ATM Fees : Tips & Tricks

Many times, you have to pay fees on the usage of out-of-network bank ATMs. Such fees can cost you $50 to $60 annually. Choosing a bank as per your needs, such as where usage is higher: international ATMs, domestic ATMs or out-of-network ATMs, can help you benefit in waived fees.
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