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Johnathan James

Content Writer and Consultant, Personal Finance and Money Expert
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With over 11 years of experience, Johnathan started his writing career as a copywriter. Coming from a finance and management background, he excels in covering personal finance and money topics. When he’s not spurning out fintech content, you will find him playing football, basketball and racing.

Education

MBA, Loughborough Business School

Skills

Content writing
Content research
Personal finance and money content expert

Experience

Brand & Growth Marketing Lead Flui Technologies

Finance Content Consultant
Beem

Lead – UX Content Marketing & Operations
Wibmo

Growth Marketing Manager
Mu Sigma Inc.

Senior Content Writer & Reviewer
BankBazaar, Power Lines Central

Articles written by Johnathan James

Build a Better Financial Future: Strategies and Tips

The pandemic has shown us the uncertainty of life and the importance of having a solid financial plan. Stepping into the New Year, it is important to start with a plan for your kid's financial future.

What is interest and how to pick the right rate

Interest is the amount of money that you get every time you lend a sum of money to someone else. It is the amount that the lender gets from the borrower. If you borrow money, you pay interest. If you lend money, you get interest income.

How Does debt consolidation impact your credit score

A good way to reduce your monthly debt payments is to apply for debt consolidation. It helps lower your overall interest rate. But how does it impact your credit score? Any time you apply for a loan, a hard inquiry is made on your credit. This reduces your score a bit. But this should not be much of a problem if you have good financial practices in general.

Bank vs Credit Union: Which One Is Good for Savings?

Parking your money in an investment is always a good idea. When you invest money, you earn interest on your deposit. This way, you can use your funds to earn more instead of keeping them with you and not earning anything. Also, most accounts with financial institutions are insured federally. This makes your investment safe even if the institution goes out of business.

Negative interest rates: Explained

Every savings account offers you a sum of money in return every year when you deposit money into it. This is based on a pre-decided percentage and it is applied to the balance you maintain in your account. The resulting amount is called interest.

What Is a Money Order: All you need to know

A money order is an alternate option to cash and personal checks, money orders eliminate the risk of your money getting stolen.

Cash a Check: A Step-by-Step Guide

Checks are commonly used even today to make payments. So, if someone pays you using a check, how can you encash it without paying a large fee for it? Read on to find out more on how you can do this in simple ways.

How to save money on school supplies in 2022

Sky-rocketing consumer products have put shoppers in a fix, especially parents of kids who are going back to school this year. There are a few options including charity organizations and tax breaks that can help you save money if you’re shopping for school supplies for your kids.

Pride Month: know all your financial rights

As you celebrate Pride Month, read through these points and be aware of the financial resources that are available to you, and develop a better relationship with money.

Roe vs Wade Overturned: The Economic Impact 

Roe vs Wade is out. What are the repurcussions of overturning a ruling that has protected women's rights to abortion for over 50 years?

Roe vs Wade overturned: what happens now?

The Supreme Court has overturned the ruling in Roe vs Wade. This will now have a huge impact on the abortion rights in the country, especially in states that have already indicated their intention to completely ban or restrict abortion.

Damaging economic effects of overturning Roe vs Wade

With the Supreme Court overturning Roe vs Wade, here's a look at its economic impact that could severely damage the US economy when women are restricted access to abortions.

7 financial pointers you need as a father

Having a new child, especially your first one is exciting but can also be a whole lot stressful and scary at the same time. The joy that comes from having your own baby is balanced out by all the stress from the new responsibilities, extra expenditure, the sleepless nights and whatnot.

6 financial tips to plan your budget for June 2022 

As we get to the middle of the year, it’s the perfect time to take stock of your finances and evaluate your financial goals, especially if you had set targets for yourself at the beginning of the year.

How to review your financial checklist for June 2022

Did you make any financial resolutions at the start of the year? If so, how have they been progressing? How well have you been able to work toward your financial goals for the year? Since we’re entering the middle of the year, it might be a good time to stop, assess your financial situation, and make any changes that might be necessary to help you achieve your goals by the end of the year.
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