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Johnathan James

Content Writer and Consultant, Personal Finance and Money Expert
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With over 11 years of experience, Johnathan started his writing career as a copywriter. Coming from a finance and management background, he excels in covering personal finance and money topics. When he’s not spurning out fintech content, you will find him playing football, basketball and racing.

Education

MBA, Loughborough Business School

Skills

Content writing
Content research
Personal finance and money content expert

Experience

Brand & Growth Marketing Lead Flui Technologies

Finance Content Consultant
Beem

Lead – UX Content Marketing & Operations
Wibmo

Growth Marketing Manager
Mu Sigma Inc.

Senior Content Writer & Reviewer
BankBazaar, Power Lines Central

Articles written by Johnathan James

Making Smart Financial Decisions – Things to Know Before

It’s time to ring in the new year. But before you do, here are some smart money moves that will set you up for success in 2022 — and beyond.

A year-end financial checklist for a better 2022

It’s that time of the year again. The year-end, we mean. And what better time than this to evaluate your financial situation. Reviewing your finances can help you set goals and targets for the coming year. And the key to growing in financial maturity is to be consistently prudent with your money.

Christmas Spending: 8 Fascinating Statistics for 2021

It's Christmas and here are some of the crazy numbers this festive season is going to churn out when it comes to spending in America,
child tax credit

Child Tax Credit: What to Do if You Missed the Deadline

The final child tax credit payments for the year will roll out this December 15. While the cutoff date to file for child tax credits was last month, you can still file for it next year. Here's details on the process.

How online bill payments make your life a whole lot easier

Handling multiple payments every month can be an arduous task. Every month you might be faced with a pile of bills related to renting, electricity, cable, gas, credit card bills, and many others. Keeping track of all these dues can get to you if you do not already have a system worked out for them. Moreover, missing even a single payment means you may have to pay a penalty fee for it.

Debt Relief Help: Make Informed Decisions

The scariest 'd' word can take you off a good financial course. What can debt do, you ask? Here’s what debt can do to you: It can eat up all your savings and use up all your monthly income. The heavy interest rates can keep you indebted for many years causing a lot of mental and physical stress, leading to breakdowns and health problems.
Thanksgiving side hustles to make extra money this year

Thanksgiving side hustles to make extra money this year

The holiday season is a great time to make some extra cash by taking up small gigs on the side. Something you pick up just might turn into a full-fledged and profitable career.

5 hacks to save money around the house

Run out of options to save money again around the house? Living from one paycheck to another is extremely tough. It is scary due to the uncertainty it brings. The truth is most Americans live like this, without being able to save money for their future.

Overcoming debt-related stress: 6 tips to beat money worry

Accumulating debt can be a serious cause for concern, leading to stress, worry and even mental breakdowns. Given the already difficult circumstances currently prevailing, piling up debt can cause serious mental and even physical health problems.

What Is the 50/30/20 Rule? Here’s How It Helps You Budget

The best way to manage your income, no matter how high or low it is, is to follow a proven budgeting method. But for most people, budgeting is a scary notion, something they feel is way too complicated and difficult to follow. But the truth is quite the opposite of what people believe.
IRS Letter

Did You Get an IRS Letter on a Change in Your Tax Amount?

Over 11 million letters have been sent out to taxpayers by the Internal Revenue Service, informing them that they will not be getting the actual refund they originally calculated or that they owe even more in taxes to the government

How to Plan Your Finances: A Step-by-Step Guide [2024]

Some of us love our jobs while as per surveys, most of us are either frustrated or tired of being in a professional, working environment. If you’re feeling like this at the moment, perhaps it is time for you to take a break from work, put your feet up and relax for a bit. Maybe it’s time you took a vacation.

Cash Now Pay Later: What is the future of BNPL

Buy Now Pay Later is the trend now. The option to not pay immediately and return the money in easy installments without the nag of credit checks or interest fees is reshaping the way we look at money.

Elon Musk Net Worth 2024: Biography, Career and Salary

With a current net worth of about $195 billion, Elon Musk is the second richest person on the planet, second only to Amazon’s Jeff Bezos. Enjoying a meteoric rise to the top of the list of the wealthiest people in the world, the CEO of Tesla and SpaceX briefly overtook Bezos for a few months earlier this year as the richest person.

Unemployment Benefits – Know Everything

The benefits have been stopped since the labor market is improving and jobs are available now.
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