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Raman Gujral

Senior Product Manager, Health Insurance and Personal Loans Content Expert

An achievement-oriented professional, Raman has 10+ years of experience in B2B SaaS and B2C products across Fintech, Telecom, Digital Media, Social Media and Logistics domains. Defining and communicating product vision and strategy, product roadmap development, product positioning, and data analysis, he is also an expert in health insurance and personal loans content.

Education

Master of Science in Informatics, Delhi University

Skills

Product Management
Health Insurance and Personal Loans Content

Experience

Assistant Manager (Content)
Compare Infobase LimitedBeem, Delhivery, Bharti Airtel

Assistant Manager (Content)
Compare Infobase LimitedMeta

Assistant Manager (Content)
Compare Infobase LimitedHT Digital Streams

Articles written by Raman Gujral

What to Do if You’re a Victim of a Loan Scam? Best Solutions

This blog explores personal loan scams and frauds, how to know if you’ve been scammed, circumstances, and the related consequences on one’s life.

August 3, 2023
Raman Gujral

Co-signer vs Co-borrower: What’s Best for You

Co-signer vs co-borrower – which one is better depends on individual circumstances, financial goals, and the relationship between the parties involved. Read on to understand more.

August 3, 2023
Raman Gujral

Where to Get a Personal Loan With Bad Credit: A Self Guide

Applying for a personal loan with bad credit may be frustrating as a limited number of lenders offer to lend money at a higher interest rate. Here are some tips on where to get a personal loan with bad credit.

August 2, 2023
Raman Gujral

What Are Personal Installment Loans: A Complete Overview

In this article, we will dive into the details of personal installment loans, exploring their benefits, differences from personal loans, and how to apply for them.

August 1, 2023
Raman Gujral

Business Loans Vs Personal Loans: Which Is Better?

When choosing between business loans vs personal loans, selecting the appropriate option requires thoughtful evaluation. Assessing the terms and interest rates associated with each loan type is essential.

July 27, 2023
Raman Gujral

Payday Loan vs Installment Loan: Best Differences

While a comparison of payday loan vs installment loan would find that both are personal loans, there are still significant differences between them.

July 27, 2023
Raman Gujral

Personal Loan vs Credit Card: Know which suits you?

When choosing between a personal loan vs credit card, several factors must be considered to make an informed decision based on individual circumstances and financial goals.

July 26, 2023
Raman Gujral

Secured vs Unsecured Personal Loans: A Complete Guide

When it comes to financing personal expenses, personal loans can be a convenient and accessible option. However, before you dive into the world of personal loans, it's essential to understand the key differences between secured vs unsecured personal loans.

July 25, 2023
Raman Gujral

How to Refinance a Personal Loan: Tips & Tricks

Refinancing a personal loan can offer several benefits that can help improve your financial situation. Let’s break down how to refinance a personal loan.

July 25, 2023
Raman Gujral

Personal Loans vs Auto Loans: Key Difference

A comparison of a Personal Loan vs. an auto Loan ultimately comes down to your needs, financial circumstances, and desires. Let's explore more about the two!

July 21, 2023
Raman Gujral

Home Equity Loan vs Personal Loan : Which is Best?

The choice between a home equity loan vs personal loan mainly depends on your financial goals. Both have their considerations to weigh in on before you actually apply.

July 21, 2023
Raman Gujral

Debt Consolidation vs Personal Loans | Key Difference

When deciding between debt consolidation vs personal loans, assess your financial goals, the number and nature of your debts, and your ability to qualify for favorable loan terms. Let's explore the difference between the two in detail!

July 19, 2023
Raman Gujral

How to Find the Best Online Personal Loans in 2024

Online personal loans have revolutionized individuals’ access to financial assistance, providing modern solutions for various financial needs. Let's explore more about online personal loans in this blog!

July 18, 2023
Raman Gujral

When To Refinance A Personal Loan : Also Learn How

Refinance personal loan means a borrower replacing their current loan with a new one offering more favorable terms. Here's when and why you must refinance a personal loan.

July 17, 2023
Raman Gujral

No Credit Check Loans: Best Steps to Qualify

No credit check loan option can be magnificent for individuals struggling with credit challenges. This guide solves all your queries related to no credit check loans. Read on to know!

July 14, 2023
Raman Gujral

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1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.