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Does Cash Now Pay Later Affect Your Credit Score?

The concept of “Cash Now Pay Later” (CNPL) isn’t new. Traditionally, stores hold on to an item until you can afford to pay for it, CNPL will help you walk out of the store with your item while utilizing a plan to pay for it over time.

What’s the Big Deal About Cash Now, Pay Later?

Money can be a boon or a bane, but it's never going away. We may always be in a state of need even when we dream of being content with what we have. That's why Cash Now Pay Later is an asset in realizing those dreams.

What is Credit Score? Here’s Why It Matters to You

Your credit score is an indication of your capability to repay new debt. If your score is 690 or above, your credit is considered to be good.

Cash Now Pay Later: All the dos and don’ts of CNPL

Shopping has become America's favorite pastime. With advertisements popping, from TV to billboards to city buses, temptation hits the eye everywhere. And Cash Now Pay Later by Line is kind of like the cherry on top of the cake, with quick access to cash when you need it most.

Cash Now Pay Later: Emergency funds when you need it most

The concept of Buy Now Pay Later is taking the world by storm. But did you know you can also get Cash Now and Pay Later? The advantage with CNPL is you get cash in hand, not just buying options which is the case with BNPL.

Consolidate Credit Card Debt: Strategies for Financial Freedom

Debt management plans combine all your credit card debts into monthly instalments at comparatively lower interest. If you have a permanent life insurance policy that has the option for a loan, you can use this facility to consolidate your credit card debt.

Buy Now Pay Later: Why it’s important to never miss payments

BNPL plans are most often interest-free and usually have easier and faster approval rates as compared to traditional credit cards or lines of credit. Late payments, missed due dates or failing to pay can do a lot of damage to your financial profile.
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Credit Cards

Credit Cards: 5 Signs You Are Asking for Trouble

It is estimated that Americans have more than $4.2 trillion in outstanding debt, with credit card debt accounting for more than 25% of that amount, according to the Federal Reserve.
Fico Score

FICO: A Score Gone Haywire

The recent development in the debt and credit management has nothing to cheer about and has apparently fallen into deaf ears with hardly any favorable points for consumers.

Over-dependence on credit cards puts your financial stability in peril
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1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.
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