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Why You Should Own a Debit Card

A debit card is a physical card used to make purchases online or even in-person by spending cash from your checking account. If you don’t have a bank account, you can try a prepaid debit card.If you use a credit card, you can make a purchase now and pay later.

August 27, 2022
Richard Samuel

Money Saving Strategies: Are You Using the Right Approach?

Finding the right account depends on whether your plan is short-term or long-term, how much you desire to earn, and how frequently you want to withdraw it. Each account has unique features. Think about your ambitions and desires and how much money you need for them.

August 27, 2022
Richard Samuel

How to train your kids to be good with money

Kids are very smart these days, but how smart is their cred when it comes to making economic decisions? Put your parenting skills to the test by training them to be better handlers of money. They're the future, after all.

August 26, 2022
Devanshee Dave

6 Ways to Improve Online Banking Security

Use secure internet networks, have strong passwords, and choose a bank or credit union that uses top-class security technology. Banks and credit unions have policies to keep online customer accounts secure to safeguard your cash. As an account holder, you also have to ensure that your account is protected on your computer and other devices.

August 26, 2022
Richard Samuel

How to Invest in REITs: Strategies for Real Estate Investment

It would take just a few minutes and you would be allowed to buy and sell REITs. Returns from REITs are relatively more than equity indexes and also help the diversification of the portfolio. Publicly traded REITs can be purchased and sold effortlessly.

August 26, 2022
Richard Samuel

Roth IRA: A Guide to Tax-Advantaged Retirement Savings

The returns you earn on a Roth IRA rely on the investments you choose. The Roth IRA invested in a diversified portfolio would increase over four times. If you wish to access an extensive set of investments, you must choose to invest at a brokerage firm and not a bank.

August 26, 2022
Richard Samuel

Benefits of REITs: Advantages of Real Estate Investment Trusts

REITs became widely popular because they integrate the key elements of real estate and stock-based investment. REITs are companies that own and manage real estates that would generate income. REITs allow you to invest in commercial real estate property without literally buying and managing those properties on your own.

August 26, 2022
Richard Samuel

When and Why You Need a Personal Check: Banking Insights

A personal check works like a promissory note confirming the payment to the receiver. You should opt for a check only from a bank or a credit union to avoid the higher cost. Using checks comes with zero convenience fees.

August 24, 2022
Devanshee Dave

Why couples must have that talk about money

The first step is to understand the differentiated mindset that both men and women possess regarding finances. Women often view finance as a chore while it is a hobby for men.

August 24, 2022
Devanshee Dave

How to Protect Your Credit Score Effectively

Protecting your finances goes beyond just keeping tabs on your bank balance or your loans. It pays to keep an eye on your credit score as well. Here's our guide to protecting your credit score.

August 23, 2022
Maddison Frank

How to save money on school supplies in 2022

Sky-rocketing consumer products have put shoppers in a fix, especially parents of kids who are going back to school this year. There are a few options including charity organizations and tax breaks that can help you save money if you’re shopping for school supplies for your kids.

August 23, 2022
Johnathan James

Why ‘Buy Now, Pay Later’ Is a Bad Idea: Exploring the Risks

If you continuously rely on the Buy Now Pay Later (BNPL) method for your purchases, you might have to change your plans to survive 2022.

August 23, 2022
Richard Samuel

Unlocking Benefits: The Power of a Premium Checking Account

If you have enough assets to qualify and be eligible for a premium checking account, you can take advantage of additional benefits. It is a one-stop destination for all your banking needs where you can find an umbrella of services under one roof.

August 23, 2022
Devanshee Dave

How Much Returns Does a CD Give?

CDs provide a stable return over a period of time and the best part of that is that the investments are secured federally. It is always suggested that you research, compare and calculate details related to your CDs. Notice the difference in lock-in period, interest rates, and earnings after a few years.

August 23, 2022
Devanshee Dave

What Happens When Certificate of Deposit Matures

Once your CD matures, you have the option to reinvest in a new CD or invest the money somewhere else or can use it as you desire. But if you fail to withdraw money within 2 weeks from the day of maturity, the bank will reinvest the amount in a new CD of the same term.

August 23, 2022
Devanshee Dave