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How to Stop Paying Bank Atm Charges

In the United States, the average charge for withdrawing money from an out-of-network ATM is $2.01. If you are in a situation where you have to give cash only then you can look out on your bank or credit union's website for a free ATM.

September 1, 2022
Devanshee Dave

How to balance needs and wants in your budget

Giving in to the caprice of buying can drain your emergency funds for extravagant wants. Wants and needs vary per person. For example, for some people a car is necessary but some people can also do it with a two-wheeler.

September 1, 2022
Devanshee Dave

Get rid of debt with a debt tracker

Unpaid debts can affect your credit score and become a hindrance in the path of acquiring loans or opening accounts. A debt tracker keeps a record of your debt; it can be in the form of a notebook, application, or spreadsheet.

September 1, 2022
Devanshee Dave

Why Is A Budget Important In Day To Day Life

A budget is a comprehensive plan that aligns your spending with your goals, income, and expenses. Some people prefer to do this record keeping manually while others use a spreadsheet or budgeting applications.

September 1, 2022
Devanshee Dave

How to make money Easy in 5 easy steps

On Etsy, all you have to do is sign up, go to the ‘sell on Etsy’ option, fill in the required details such as name, bank account, and your shop will go online. The Etsy search bar is a tool to conduct an analysis of sales of different shops since their opening day. You can use Etsy stores to find the prices of similar products and have a look at the products in places like local stores or Amazon.

August 31, 2022
Devanshee Dave

How to Avoid ATM Fees : Tips & Tricks

Many times, you have to pay fees on the usage of out-of-network bank ATMs. Such fees can cost you $50 to $60 annually. Choosing a bank as per your needs, such as where usage is higher: international ATMs, domestic ATMs or out-of-network ATMs, can help you benefit in waived fees.

August 31, 2022
Devanshee Dave

How to Close a Bank Account

The first step to take before closing an account is to open a new bank account. Before closing an account, you will need to inform your bank and update your information for the subscriptions, services, and bills that you usually pay to be canceled and transferred to the new account.

August 31, 2022
Devanshee Dave

How Much Money Should I Keep in My Checking Account?

You don’t earn interest on the cash in a checking account and thus there is no need to keep an excessive amount. You should have an amount equal to your one or two months of expenses in addition to a 20% to 30% buffer cash in your checking account.

August 31, 2022
Devanshee Dave

Why you should set up automated bill payments

Most credit unions and banks provide the option of setting up automatic payments, though you must check for the associated charges. Setting automated bill payments helps you in improving your credit score.

August 31, 2022
Devanshee Dave

How to cancel a money order

If the money order is not cashed, you can cancel it. You would be needed to fill a request form to cancel the money order. This would include the purchase date of the money order, its location, amount and the tracking ID.

August 31, 2022
Devanshee Dave

Ready to Retire? 3 Telltale Signs It’s Your Time

The most common scenario is people should first be financially ready before they have made up their minds emotionally. Retired people do not get a paycheck but they live on their savings and other financial resources.

August 30, 2022
Devanshee Dave

Credit Wellness: How to Maintain Good Credit Health

Are you're saving up to buy a house someday? And you’ll need a big loan for the same? Or do you want to pay less interest on your credit card? Either way, you need to improve your credit score. The key to getting better interest rates and lower fees.

August 30, 2022
Shirlene Grace Isaac

7 Ways to Re-Boost Your Emergency Savings

Let's be honest. We’ve all been in a situation where our tire blows out in the middle of nowhere or a fractured ankle came when you were least expecting it. Yes, yes, we all know the drill, life is full of uncertainties and an emergency savings fund is a safety net you can fall back on. We all need emergency savings, a stash of cash to access in a crisis.

August 30, 2022
Shirlene Grace Isaac

Creating a Home Budget: Your Key to Financial Success

According to the 50/30/20 rule, your total (income of all earning members) monthly take-home income is divided into three parts: 50% is set aside for needs, 30% for wants, and 20% for savings and debt repayment.

August 30, 2022
Richard Samuel

Sell Old Clothes Online: Turn Clutter into Cash in 2024

Do you have more clothes in your closet than you have room for? Do you want to buy more clothes but don't know where to put it? Well, sell old clothes online and make some extra cash and room!

August 30, 2022
Richard Samuel