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What Happens When Certificate of Deposit Matures

Once your CD matures, you have the option to reinvest in a new CD or invest the money somewhere else or can use it as you desire. But if you fail to withdraw money within 2 weeks from the day of maturity, the bank will reinvest the amount in a new CD of the same term.

August 23, 2022
Devanshee Dave

Joint accounts: All you need to know

A joint bank account would work well provided you and another account holder have a trustworthy relationship. Couples can opt for a joint account as it would make it easy to share the expenditure like rent. If you’re opening a joint account with your spouse, you don’t have to close your individual account as it can always have some money for personal expenses or even giving surprises.

August 22, 2022
Richard Samuel

Why finding the right bank is important

Before choosing a bank, you should be aware of the bank’s practices. Banks that use advanced technology can lend you a helping hand in numerous situations. Asking people who already manage several bank accounts would also give you more clarity.

August 22, 2022
Richard Samuel

What You Need to Start a Bank Account Online: Step-by-Step

Before you start applying, you must have clarity on what kind of account you need. The FDIC safeguards your money if the bank fails. After you open an account online, you would be required to make an initial deposit.

August 22, 2022
Richard Samuel

Why Personal Checks Are Still Relevant in the Digital Age

Checks work like debit cards, but transactions don’t happen in an instant. You can avoid convenience fees entirely if you make payments by writing a personal check. For large purchases, a cashier’s check is a secure option.

August 22, 2022
Richard Samuel

How to Open Savings Account: Your Money, Your Future

You can apply for a savings account either by mail, online, or through a call. For opening a savings account documents like ID, social security number, passport or driving license, etc. are a must. You can expect an average interest rate of 0.50% on a savings account.

August 21, 2022
Devanshee Dave

How to Make an International Money Transfer: Easy Steps

Sending money online internationally has become very easy with a variety of options available. Most payment methods cover countries across the globe ranging from emerging countries to developed ones. The payment charges for transfer range from $1 to $5. It can be more depending on the institution you choose.

August 21, 2022
Devanshee Dave

Depositing Money Through ATM: Convenient Banking in 2024

ATMs eliminate the need to visit a bank to deposit money. You can deposit any amount of bills together, and the ATM will process it for you, no need to fill a slip.

August 21, 2022
Devanshee Dave

Boost Credit Personal Loan: Everything You Need to Know

Sometimes, earning a regular income is not sufficient to cover the additional expenses and that can indeed be tough. One of the solutions to aid this problem is to get a personal loan. But what happens if your credit score is bad?

August 21, 2022
Devanshee Dave

Checking vs Savings Account: What to Pick in 2024

If you want to gain the advantage of interest rate on savings, a savings account is an ideal deal for you. If you have a bank account needed for basic and frequent daily transactions, a checking account is suitable for you.

August 21, 2022
Devanshee Dave

What to Know Before Investing

Many seasoned investors know if a stock deserves a place in their portfolio or not. You should not be observing only the stock price movements and short-term gains. Invest only if you have enough money to sustain for the next 5 years.

August 21, 2022
Richard Samuel

How Do Payday Loans Work: Should You Get One? | Beem

Payday loans are high-cost loans that are granted for a small amount like $500-$1,000. You have to pay it back by your next paycheck. But how do the work and are they worth it?

August 21, 2022
Devanshee Dave

Investment Advisor : Why You Need Their Expertise

It is always advisable to consider finding a registered investment adviser who can lend a helping hand, instead of trying to figure it out without assistance.

August 21, 2022
Richard Samuel

Bitcoin: The beginner’s guide to crypto

Bitcoin started in the year 2009. It runs on blockchain technology that works like a decentralized ledger distributor. Just like other financial assets, the price of bitcoin depends on the demand and supply relationship and requires care for investing.

August 21, 2022
Devanshee Dave

Roth IRAs : All You Need to Know

Roth IRA states that people who are 59½ and older and have owned the account for at least 5 years can withdraw money without paying any federal taxes. You can contribute up to $6000 to your account and $7000 if you are 50 years or older.

August 21, 2022
Devanshee Dave

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1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.

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