PayPal Won’t Let Me Send Money

For years, PayPal has been a popular name in seamless digital transactions across the United States. However, ‘PayPal won’t let me send money’ is a common grouse many have. Let’s break down why this happens.
PayPal Won’t Let Me Send Money
This blog explores why people face the predicament: ‘PayPal won’t let me send money’ and what can be done to resolve this issue.
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PayPal, a renowned online payment platform, has transformed how individuals and businesses conduct global transactions. Launched in 1998, it quickly became a pioneer in facilitating secure and convenient digital payments, revolutionizing the e-commerce landscape. As a digital wallet and payment gateway, PayPal enables users to securely send and receive money, make online purchases, and manage their finances. Its user-friendly interface and widespread adoption have made PayPal synonymous with ease and reliability in online transactions. However, occasional challenges can arise, leading to situations where PayPal won’t allow users to send money. What should you do when faced with this issue?

Despite its extensive use, occasional challenges surface, causing users to encounter problems when sending money through this platform. This comprehensive guide will explore troubleshooting steps, alternative platforms like Beem, and many more for seamless money transfers beyond PayPal’s realm.

Steps to Resolve PayPal Money Sending Issues

Sending money through PayPal is usually a seamless experience, but glitches can occasionally derail transactions. Here’s a comprehensive guide to troubleshooting and resolving common issues when sending money via PayPal.

General Troubleshooting Steps

Here are detailed steps to resolve PayPal money-sending issues through general troubleshooting:

  1. Check PayPal Status and Connectivity: Verify if PayPal’s services are running smoothly. Visit the PayPal status page or use websites to determine if the issue is on PayPal’s end or with your connectivity. If PayPal is experiencing downtime, it might cause transaction problems.
  2. Confirm Bank and Credit Card: Ensure your bank account or credit card is verified. If PayPal functions for others but not for you, it could be due to unverified accounts. Follow PayPal’s Help Center guidance to confirm your bank account or credit/debit card linked to your account.
  3. Try Alternative Payment Methods: If using a card, try another or use a different bank account linked to your PayPal account. Sometimes, the issue lies with a specific card or bank, and using an alternative can resolve the problem.
  4. Utilize PayPal Balance: If card or bank payments are problematic, consider using the funds available in your PayPal balance. You can add money to your PayPal account by selecting Wallet > Add Money and following the prompts to transfer funds from your bank.
  5. Device and Browser Consideration: Use a familiar device or system that previously conducted successful PayPal transactions. This can reassure PayPal that you’re the legitimate account owner. If issues persist, try a different web browser like Firefox, Safari, Edge, or Opera to rule out browser-related problems.
  6. Disable VPN or Proxy: Turn off VPN or proxy services that hide your location. Sometimes, these services confuse PayPal, leading to transaction failures due to mismatched locations.
  7. Contact PayPal Support: If none of the above steps work, contact PayPal’s support. They offer various troubleshooting resources, including online chat support and a helpline. Be persistent in seeking assistance; they can provide tailored guidance to resolve your issue.

Specific Solutions for Different Sources

Sending money via PayPal should be a breeze. Still, occasional hiccups can arise, leaving you scratching your head at failed transactions. Fear not! These solutions are tailored to various sources—PayPal balance, credit cards, and bank accounts—to troubleshoot and resolve those pesky money-sending problems.

Sending Money from PayPal Balance

When you’re ready to make a transaction using your PayPal balance, ensure you have enough funds in your account. Head to your PayPal Wallet and check your balance. If it’s running low, you can easily add money by selecting “Add Money” and following the prompts to transfer funds from your linked bank account to your PayPal balance.

Next, investigate any potential account limitations. Pending transactions, holds, or restrictions on your account can hinder your ability to send money. Resolving any pending matters or limitations is crucial to regain full functionality for sending funds.

Double-check your linked payment methods. Ensure that your bank accounts or cards are correctly added and verified. Any mismatch or inaccuracy in linked accounts might cause issues when sending money from your PayPal balance.

Sending Money from a Credit Card

For those using credit or debit cards through PayPal, start by confirming that your card is linked correctly and verified on your account. Navigate to your Wallet and select the card to verify its status. If it’s unverified, follow PayPal’s instructions to complete the verification process.

It’s also wise to contact your card issuer to confirm there are no limitations or restrictions specific to using your card for online transactions or with PayPal. Sometimes, card issuers block certain transactions, causing payment hiccups.

If problems persist with a particular card, try utilizing an alternative credit or debit card linked to your PayPal account. Switching to another card might alleviate issues related to a specific card’s compatibility or restrictions.

Sending Money from a Bank Account

Verifying the linkage of your bank account is crucial. Check that your bank account is correctly linked and verified on PayPal by heading to your Wallet and reviewing the status of the linked bank accounts. Ensure the details match your bank information accurately.

Make sure your bank account holds sufficient funds to cover the intended transaction. Additionally, verify if there are any transaction limits or holds placed by your bank that might prevent PayPal transactions.

If you’ve recently updated or changed bank accounts, ensure that you’ve updated the information on PayPal accordingly. Incorrect or outdated bank details can lead to transaction failures.

Exploring Alternatives to PayPal for Money Transfers

In the dynamic landscape of digital transactions, numerous platforms vie for attention as alternatives to PayPal, each offering distinctive features and functionalities. Let’s look at some formidable contenders that have carved their niche in seamless money transfers.


Looking for an alternative to PayPal for seamless money transfers? Beem, the best alternative app to instant cash advance,2 emerges as a standout choice, redefining the landscape of instant transactions. This innovative platform allows swift money transfers to anyone, irrespective of whether they possess a bank account or the Beem app. Its versatility extends beyond conventional transfers, offering options like gift and prepaid cards. Beem’s unique Everdraft™ feature enhances transaction capabilities, while its diverse recipient options ensure convenience, allowing transfers through contact lists, phone numbers, emails, QR codes, or @beemtag.

Beem’s seamless and personalized transactions within its platform and zero fees for sign-ups and money transactions make it a compelling alternative for those seeking hassle-free and inclusive money transfer solutions.


In digital transactions, Stripe stands tall as a game-changer, offering an alternative to PayPal. Renowned for its user-centric approach, Stripe simplifies online sales with its programmer-friendly platform. It’s a cornerstone for businesses, ensuring safe payment gateway services and enhanced compliance measures.

Stripe’s extensive global reach spans 46 countries, catering seamlessly to international transactions. Its suite of financial tools covers a broad spectrum of business requirements. However, while its programmer-centric interface simplifies integration into web applications, leveraging its capabilities might require technical proficiency.

Overall, Stripe’s commitment to safe, PCI-compliant payment collections and its extensive global presence make it an appealing choice for businesses seeking a secure and versatile payment solution beyond PayPal’s offerings.


Square emerges as a robust alternative to PayPal in digital transactions, particularly championing small businesses. Its innovative solutions revolutionize operations, introducing portable credit card swipers and cost-effective point-of-sale systems. Square’s suite of tools caters comprehensively to diverse business needs, empowering users with efficient transaction management and financial capabilities.

One of Square’s highlights lies in its comprehensive banking solutions, offering fee-free business checking, savings, and loans. While it may have limitations compared to more extensive enterprise solutions, Square remains a go-to platform for small businesses, especially with its contract-free and affordable point-of-sale systems. However, its reliance on Square’s ecosystem for comprehensive business requirements might pose a limitation for those seeking more extensive services.

Google Pay

Google Pay, formerly Android Pay, offers a secure and versatile alternative to PayPal for digital transactions. Its compatibility across Android and iOS devices simplifies online payments, enabling seamless transactions directly from smartphones. One of its key strengths lies in robust security measures, ensuring safe transactions and user trust.

The platform facilitates convenient money transfers to family and friends while integrating with PayPal for enhanced wallet functionalities. However, Google Pay’s participation from banks might be limited, leading to slower bank account transfers for some users. Despite these limitations, its user-friendly interface and secure transaction capabilities make it a compelling choice for those seeking a versatile and secure money transfer platform beyond PayPal’s offerings.

Apple Pay

Apple Pay emerges as a dynamic alternative to PayPal, tailored exclusively for iOS users within the Apple ecosystem. With its seamless transaction experience and user-centric design, Apple Pay simplifies money transfers through linked credit or debit cards on iPhones and iPads. Renowned for its contactless payment capabilities, it eliminates the need for physical payment methods, offering convenience to users.

However, the platform’s limitation lies in its exclusivity to iOS users, restricting accessibility for those outside the Apple ecosystem. This exclusivity creates a dependency on owning Apple devices to access Apple Pay’s functionalities, posing a barrier to non-iOS users. Despite this limitation, Apple Pay’s emphasis on user-friendly interfaces, generous payment limits, and focus on contactless transactions positions it as an attractive choice for iOS users seeking hassle-free and secure money transfer solutions, particularly within the confines of the Apple ecosystem.

People Also Read – Top 10 PayPal Alternatives


In conclusion, while PayPal is a leading digital payment platform, occasional hurdles can hinder its seamless operation. Understanding the troubleshooting measures outlined in this guide can help overcome such obstacles. Additionally, exploring alternative platforms like Beem, Stripe, Square, Google Pay, and Apple Pay offers diversified options for hassle-free money transfers. By leveraging these solutions and familiarizing themselves with troubleshooting steps, users can navigate through transactional issues effectively, ensuring a smooth and secure money transfer experience tailored to their preferences and needs beyond PayPal’s domain.


Why is my PayPal not letting me pay?

When PayPal denies your payment, several common reasons are often behind it. One frequent cause is your bank or card issuer declined the transaction. Unfortunately, for privacy reasons, these institutions typically don’t disclose the reasons for the denial to PayPal. To gain clarity on why your card was declined, it’s advisable to contact your card issuer or bank directly. They can provide you with more detailed information about the decline and offer assistance in resolving the issue to enable successful transactions through PayPal.

Why is PayPal denying my payment?

PayPal may refuse your payment due to suspected fraudulent account activity or a declined card payment from your credit card issuer. This precautionary measure aims to prevent unauthorized transactions. Review your account details and contact PayPal and your credit card issuer to understand the specific reasons for the denial and resolve any issues with secure transactions.

What is the PayPal pay monthly limit?

The PayPal Pay Monthly feature enables eligible customers to divide qualifying purchases between $199 and $10,000 into fixed monthly payments. These payments span 6 to 24 months and are arranged during online checkout. This option allows users to spread out the cost of their purchases over a specified period, offering flexibility and convenience for significant transactions within the designated price range.

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Johnathan James

With over 11 years of experience, Johnathan started his writing career as a copywriter. Coming from a finance and management background, he excels in covering financial topics. When he's not spurning out fintech content, you will find him playing football, basketball and racing.


This page is purely informational. Beem does not provide financial, legal or accounting advice. This article has been prepared for informational purposes only. It is not intended to provide financial, legal or accounting advice and should not be relied on for the same. Please consult your own financial, legal and accounting advisors before engaging in any transactions.

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