Log in
Get Started
Search
Latest posts

Johnathan James

Content Writer and Consultant, Personal Finance and Money Expert
Linkedin
With over 11 years of experience, Johnathan started his writing career as a copywriter. Coming from a finance and management background, he excels in covering personal finance and money topics. When he’s not spurning out fintech content, you will find him playing football, basketball and racing.

Education

MBA, Loughborough Business School

Skills

Content writing
Content research
Personal finance and money content expert

Experience

Brand & Growth Marketing Lead Flui Technologies

Finance Content Consultant
Beem

Lead – UX Content Marketing & Operations
Wibmo

Growth Marketing Manager
Mu Sigma Inc.

Senior Content Writer & Reviewer
BankBazaar, Power Lines Central

Articles written by Johnathan James

Negative interest rates: Explained

Every savings account offers you a sum of money in return every year when you deposit money into it. This is based on a pre-decided percentage and it is applied to the balance you maintain in your account. The resulting amount is called interest.

What Is a Money Order: All you need to know

A money order is an alternate option to cash and personal checks, money orders eliminate the risk of your money getting stolen.

Cash a Check: A Step-by-Step Guide

Checks are commonly used even today to make payments. So, if someone pays you using a check, how can you encash it without paying a large fee for it? Read on to find out more on how you can do this in simple ways.

How to save money on school supplies in 2022

Sky-rocketing consumer products have put shoppers in a fix, especially parents of kids who are going back to school this year. There are a few options including charity organizations and tax breaks that can help you save money if you’re shopping for school supplies for your kids.

Pride Month: know all your financial rights

As you celebrate Pride Month, read through these points and be aware of the financial resources that are available to you, and develop a better relationship with money.

Roe vs Wade Overturned: The Economic Impact 

Roe vs Wade is out. What are the repurcussions of overturning a ruling that has protected women's rights to abortion for over 50 years?

Roe vs Wade overturned: what happens now?

The Supreme Court has overturned the ruling in Roe vs Wade. This will now have a huge impact on the abortion rights in the country, especially in states that have already indicated their intention to completely ban or restrict abortion.

Damaging economic effects of overturning Roe vs Wade

With the Supreme Court overturning Roe vs Wade, here's a look at its economic impact that could severely damage the US economy when women are restricted access to abortions.

7 financial pointers you need as a father

Having a new child, especially your first one is exciting but can also be a whole lot stressful and scary at the same time. The joy that comes from having your own baby is balanced out by all the stress from the new responsibilities, extra expenditure, the sleepless nights and whatnot.

6 financial tips to plan your budget for June 2022 

As we get to the middle of the year, it’s the perfect time to take stock of your finances and evaluate your financial goals, especially if you had set targets for yourself at the beginning of the year.

How to review your financial checklist for June 2022

Did you make any financial resolutions at the start of the year? If so, how have they been progressing? How well have you been able to work toward your financial goals for the year? Since we’re entering the middle of the year, it might be a good time to stop, assess your financial situation, and make any changes that might be necessary to help you achieve your goals by the end of the year.

What is Fun Money? Why Is It Important?

Fun money is a concept of rewarding yourself for being financially responsible. Through the power of budgeting, you can control your spending, reduce your expenses, achieve your financial goals, and even set aside money to have fun. Learn how to budget and develop a healthier relationship with money.

How the AAPI community can beat financial odds

As per the 2017 census statistics, there were more than 22 million people of Asian heritage who were part of the population of the United States. This includes people who recently migrated to the country as well as those who have been here for generations. Here's a look at how the community can beat financial odds.

Top 5 financial challenges in the AAPI community

The Asian American and Pacific Islander (AAPI) community is one of the most diverse racial groups in the United States. While Asian Americans, in particular, are highly educated and are known for their hard-working nature, there is an evident income inequality and wealth gap between the high earners in the community and the people who are among the bottom earners.

How to be financially responsible with your money

Many people want to learn how to handle money better. To do that, you need to learn how to be responsible in life, be accountable for your actions and plan your future right. Being responsible is not something you’re born with. Rather, it’s a skill you have to learn as you go through life. Of course, it’s not mandatory, but being responsible will go a long way in how others perceive and treat you.
Start your #Beem journey free !
Download Beem App
trybeem-testimonials
Features
Company
Resources
Popular Blogs
Facebook-f X-twitter Linkedin-in Youtube Instagram
1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.
© 2025 Line Financial PBC. All rights reserved.
Get Beem App
Features
Essentials
Everdraft™

Get up to $1,000 for emergencies

Send Money, Pay Later™

Send money to anyone in the US

BFF - Better Financial Feed

Ger personalized financial insights

Credit Monitoring

Monitor and grow credit score

Car-Insurance

Save up to 40% on car insurance

Job-Loss & Disability Protection

Get up to $1,000 for loss of income

Identity Theft Insurance

Insure up to $1 Million

Affordable Health Solutions

Plans starting at $2.80/month

Personal Loan

Compare and get best personal loan

High Yield Savings

Get up to 5% APY today

Tax Resources

Learn more about Federal & State taxes

Tax Calculator

Quick estimate of your tax returns

Beem Health

1 month free trial on medical services

Play games & earn

Get paid to play your favourite games

Deals & Discounts

Start saving now from top brands!

99¢/mo (Lite) New
$2.47/mo (Basic)
$5.97/mo (Plus)
$12.97/mo (Pro)
Compare all plans
About
Blog
Help
Login
Download App